CENTURY 21 Edge
$949,9003 bd2.5 ba2,209 sqft$430 /sqft≈$6,453 /mo all-in ↓

574 LUNA BELLA LANE, NEW SMYRNA BEACH, FL, 32168

Active2 days on marketListed Oct 8, 2026MLS #NS1089234

Private poolSingle Family ResidencePROMENADE PARKE

About this home

574 LUNA BELLA LANE

Imagine starting your morning watching the sunrise from the front of your home, then ending the day on the lanai as the sun sets over the water. Situated on one of the largest lots in Promenade Parke at Venetian Bay, this beautifully maintained Paytas-built home offers something increasingly difficult to find: peaceful water views, privacy, exceptional outdoor living, and room to truly enjoy the Florida lifestyle. These are the kinds of views and experiences people travel to Florida to enjoy on vacation. Here, they're simply part of everyday life. Designed with both everyday comfort and entertaining in mind, this 3-bedroom, 2.5-bath 2,209 ft.² home also features a private study/office with double doors and an open yet thoughtfully split floor plan. More than $30,000 in custom built-ins enhance the living room and office, while the primary suite features custom wood flooring. High-end tile, oversized molding, and a freshly painted interior (2026) continue throughout the home. The oversized custom kitchen features high-end granite countertops, tall cabinetry, a genuine copper farmhouse sink, DCS gas cooktop, wall oven and microwave combination, Bosch dishwasher, and a refrigerator less than six months old. Impact windows and an impact-rated sliding glass door provide another important layer of quality and protection. Recent improvements are equally impressive, including a new roof and gutters (2025), freshly painted exterior (2025), freshly painted interior (2026), newly sealed driveway and pool-deck pavers, and new solar equipment for the solar-heated PebbleTec pool. A conveniently located half bath provides easy access from the pool area, while the oversized garage offers additional room for vehicles, storage, hobbies, or recreational equipment. Outside is where this home truly separates itself. The expansive screened lanai overlooks the water and centers around the solar-heated PebbleTec pool and an impressive cabana-style outdoor kitchen—one of the largest in Venetian Bay—complete with a top-of-the-line DCS gas grill. Whether you're hosting friends for dinner, spending an afternoon by the pool, or watching the sunset over the water, the entire space, total square footage 3,175, feels designed around the way people come to Florida hoping to live. Beyond the home, Venetian Bay offers an active, golf-cart-friendly lifestyle with golf, dining, coffee, fitness, community events, walking and biking trails, pickleball, and the shops and services of Town Center, all approximately eight miles from New Smyrna Beach's coastline. What makes 574 Luna Bella Lane special isn't any single feature or upgrade; it's the way they all come together. The oversized lot, water views, privacy, Paytas construction, thoughtfully upgraded interior, and exceptional outdoor living create the kind of home that makes it easy to slow down, entertain more, and spend more time outside. It’s a place where an ordinary morning coffee can feel like the beginning of a vacation, and an evening sunset over the water can feel like the perfect ending to that vacation, except her, you never have to leave.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,209

Sqft

0.32 ac

Lot size

2

Garage

2014

Year built

One

Levels

$430

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Dishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouthwest
ParkingOversized
ExteriorOutdoor Grill · Outdoor Kitchen

Community & fees

HOA fee$108/mo
Taxes (2025)$8,441/yr
PetsYes
CommunityDeed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Public · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,453 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$703
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,990
Interest rate6.00%
Loan term

Estimated payment

$6,453/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$703
HOA / condo fee$108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$545KedgeAI estimate $630,304 · range $567K–$693K$988K

vs edgeAI estimate

+50.7%

$/sqft vs New Smyrna Beach actives

$430 vs $362

Days on market

2 vs 102 typical

Where $430/sqft sits among the 400 New Smyrna Beach actives

164
76
74 · this home
38
19
29
$179–303$303–427$427–551$551–675$675–799$799+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Drive times from this address

Downtown Orlando≈ 57 min
Universal Orlando≈ 69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$448K → $475K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

238 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 147% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $949,900 · 2 days on market since
2014Built · PROMENADE PARKE

Reality check

What actually sold near 574 LUNA BELLA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3307 E LOCANDA CIRCLESold · Apr ’26

$765,000

3307 E LOCANDA CIRCLE · same community

4 bd · 2.5 ba · 2,250 sqft · $340/sqft · 25 DOM

3344 LEONARDO LANESold · May ’26

$490,000

3344 LEONARDO LANE · same community

3 bd · 2 ba · 1,887 sqft · $260/sqft · 40 DOM

3345 TESORO CIRCLESold · Oct ’25

$444,000

3345 TESORO CIRCLE · same community

3 bd · 2 ba · 1,870 sqft · $237/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 574 LUNA BELLA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 574 LUNA BELLA LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

574 LUNA BELLA LANE FAQs

What would the monthly payment be for 574 LUNA BELLA LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,453/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 574 LUNA BELLA LANE?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 574 LUNA BELLA LANE?+

The most recent tax bill on record (2025) was $8,441. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 574 LUNA BELLA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $949,900, this home is listed about 78% above the New Smyrna Beach median of $535,000. The market section on this page shows how the area is trending.

Which schools are assigned to 574 LUNA BELLA LANE?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$949,900 runs 147% above the NEW SMYRNA BEACH 32168 median — but at 2,209 sqft it's also 33% larger than the typical New Smyrna Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a New Smyrna Beach market that averages 102 — if it fits, move quickly.

04Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTL. RLTY · Matthew Ecoff. MLS #NS1089234.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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