CENTURY 21 Edge
$299,0004 bd2 ba1,708 sqft$175 /sqft≈$2,283 /mo all-in ↓

2815 ORANGE TREE, EDGEWATER, FL, 32141

Active27 days on marketListed Sep 16, 2026MLS #NS1089196

Single Family Residence4783 - FLORIDA SHORES NO 6 MB 23 PG 109

About this home

2815 ORANGE TREE

Welcome to 2815 Orange Tree Drive, located in the heart of Florida Shores! This spacious home offers 4 bedrooms, a flexible floor plan, and NO HOA—giving you the freedom to make it your own. Even better, the home stayed HIGH & DRY during the hurricanes! And one of the biggest-ticket items is already taken care of—the ROOF WAS REPLACED LAST YEAR! Step inside to an open-concept living space featuring vaulted ceilings, a split floor plan, and plenty of room to gather and entertain. The garage has been converted into a 4th bedroom with its own separate entrance, creating endless possibilities! Keep it as an additional bedroom, transform it into a private in-law suite, home office, or guest space, or easily convert it back into a functioning garage if desired. bathroom with a garden tub and shower combo. Out back, the covered and enclosed Florida room provides even more space to relax, entertain, or enjoy Florida living year-round. Location is a major bonus! Just 2 miles from the Indian River, 8–10 miles from New Smyrna Beach, and approximately 45–50 miles from Kennedy Space Center, you’re close to boating, fishing, beaches, shopping, dining, and everything the Florida lifestyle has to offer.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,708

Sqft

0.23 ac

Lot size

2

Garage

1990

Year built

One

Levels

$175

Per sqft

Inside

FlooringLaminate · Tile
AppliancesRange · Refrigerator · Dishwasher
InteriorOpen Floorplan · Split Bedroom · Vaulted Ceiling(s)
LaundryInside · In Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorNone

Community & fees

Taxes (2026)$2,764/yr

Utilities & systems

UtilitiesPublic · Water Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,283 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2026 actual bill$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,283/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$248KedgeAI estimate $281,791 · range $258K–$303K$315K

vs edgeAI estimate

+6.1%

$/sqft vs Edgewater actives

$175 vs $204

Days on market

27 vs 59 typical

Where $175/sqft sits among the 154 Edgewater actives

41 · this home
52
32
12
4
13
$150–184$184–218$218–252$252–287$287–321$321+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florida Shores

Drive times from this address

Downtown Orlando≈ 71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

Florida Shores — neighborhood snapshot

Population

13,275

Median age

47

Median income

$58,578

Median home value

$253,859

Avg household

2

Households w/ children

1,359

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$280K → $309K

Edgewater median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

79 of 154

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the EDGEWATER 32141 median. See the full Edgewater market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $299,000 · 27 days on market since
1990Built · 4783 - FLORIDA SHORES NO 6 MB 23 PG 109

Reality check

What actually sold near 2815 ORANGE TREE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3311 NEEDLE PALM DRIVESold · Jul ’26

$310,000

3311 NEEDLE PALM DRIVE

3 bd · 2 ba · 1,671 sqft · $186/sqft · 153 DOM

3046 WOODLAND DRIVESold · Jan ’26

$390,000

3046 WOODLAND DRIVE

3 bd · 2 ba · 1,746 sqft · $223/sqft · 146 DOM

3303 VICTORY PALM DRIVESold · Nov ’25

$330,000

3303 VICTORY PALM DRIVE

3 bd · 2 ba · 1,595 sqft · $207/sqft · 161 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2815 ORANGE TREE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2815 ORANGE TREE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2815 ORANGE TREE FAQs

What would the monthly payment be for 2815 ORANGE TREE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,283/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2815 ORANGE TREE?+

The most recent tax bill on record (2026) was $2,764. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Edgewater?+

At $299,000, this home is listed about 8% below the Edgewater median of $324,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2815 ORANGE TREE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Miranda Stripling. MLS #NS1089196.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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