136 JULIA STREET, NEW SMYRNA BEACH, FL, 32168
Active10 days on marketListed Sep 10, 2026MLS #NS1089205
About this home
136 JULIA STREET
Rare mixed-use investment opportunity in the heart of downtown New Smyrna Beach. Built in 2019, this fully finished commercial building sits on a double lot — unusual for a Tabby-style property in this corridor — offering 4,104 SF under air and 5,817 SF total, just steps from Canal Street and directly across from the weekly farmers market. The ground floor is a professionally finished commercial space currently built out with nine separate offices and a lobby, designed with the flexibility to be divided into two separate units for added income potential. Upstairs, a residential-grade 2-bedroom, 2-bathroom living space delivers a fully equipped kitchen, spacious living area, private balcony, and a private rooftop deck — ideal for a long-term lease or owner/occupant use. An attached 2-car garage at the rear of the building offers convenient alley access. Located in one of Volusia County's most walkable downtown corridors near shops, restaurants, and the marina district, this property offers exceptional flexibility for an owner/user, a professional or medical practice, or an income-focused investor seeking a downtown New Smyrna Beach commercial real estate asset with strong long-term upside.
Facts & features
The home at a glance
2
Bedrooms
4.5
Bathrooms
4,104
Sqft
0.08 ac
Lot size
2
Garage
2019
Year built
Multi/Split
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$13,490 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,490/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$485 vs $371
Days on market
10 vs 72 typical
Where $485/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canal Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Canal Downtown — neighborhood snapshot
Population
557
Median age
65
Median income
$13,478
Median home value
$288,298
Avg household
1
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 424% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 136 JULIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$950,000
725 INGHAM ROAD
3 bd · 2.5 ba · 3,310 sqft · $287/sqft · 0 DOM
Sold · Aug ’26$1,470,000
2 RICHMOND DRIVE
3 bd · 3 ba · 3,075 sqft · $478/sqft · 38 DOM
Sold · May ’26$1,500,000
1206 S RIVERSIDE DRIVE
3 bd · 2 ba · 2,747 sqft · $546/sqft · 544 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 136 JULIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 136 JULIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
136 JULIA STREET FAQs
What would the monthly payment be for 136 JULIA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,490/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 136 JULIA STREET?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 136 JULIA STREET?+
The most recent tax bill on record (2025) was $20,409. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 136 JULIA STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $1,990,000, this home is listed about 279% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 136 JULIA STREET?+
Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Chad Erickson. MLS #NS1089205.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New New Smyrna Beach homes, in your inbox
Like 136 JULIA STREET but not quite? A daily digest of every new listing in New Smyrna Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →