CENTURY 21 Edge
$1,749,0004 bd3.5 ba2,950 sqft$593 /sqft$11,134 /mo all-in ↓

309 JULIA STREET, NEW SMYRNA BEACH, FL, 32168

Active3 days on marketListed Sep 17, 2026MLS #NS1089233

Single Family ResidenceRUSH ADD NEW SMYRNA

About this home

309 JULIA STREET

What if some of the best parts of New Smyrna Beach weren't a drive away, but just near your front door? Welcome to a rare opportunity to own a 2023 custom-built home in the heart of New Smyrna Beach, where the lifestyle of historic Canal Street becomes an extension of your backyard. Visit locally owned restaurants, boutiques and shops, spend Saturday mornings at the farmers market, go to the nationally recognized IMAGES Art Festival, or go outside for Canal Street Nights, Classic Cars on Canal, parades and the countless community events that make this one of New Smyrna Beach's most vibrant places to live. Here, you're not simply close to downtown but you get to live it. Built in 2023, this four-bedroom, 3.5-bath custom home pairs that extraordinary location with the comfort and convenience of newer construction. The open-concept main living area was designed for everyday life and entertaining, seamlessly connecting the kitchen, dining and living spaces while creating a natural gathering place at the heart of the home. The first-floor primary suite provides privacy and convenience, while a dedicated office behind a barn door creates a distinct space for working from home. One of the home's more unexpected features is the built-in wine room, which is an architectural detail that feels ideally suited to a home designed for entertaining. The kitchen continues the clean, contemporary aesthetic with integrated appliances, including a built-in microwave and oven combination. Upstairs, three additional bedrooms provide plenty of room for family and guests, with one bedroom opening directly onto a private balcony, a quiet place to enjoy the outdoors above the activity of the main living spaces. Outside, the fully fenced backyard creates another private setting for entertaining, relaxing, and enjoying Florida's year-round indoor-outdoor lifestyle. But what separates this home is something that can't simply be recreated with another floor plan or another new build, its location. Imagine waking up Saturday morning and going to the farmers market. Meeting friends for dinner on Canal Street without getting in the car. Coming home from an art festival, parade, or evening event while everyone else is searching for parking. And when you want the beach, everything that makes New Smyrna Beach famous is only minutes away by golf cart or bike. There are beautiful homes throughout New Smyrna Beach. There are newer homes. And there are homes near downtown. Few combine all three like this. This is an opportunity to own a modern custom home while becoming part of the lifestyle, energy and community that make historic New Smyrna Beach a special place to call home.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,950

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$593

Per sqft

Fireplace

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSoutheast
ExteriorBalcony · Outdoor Grill · Private Yard

Community & fees

Taxes (2025)$10,566/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$11,134 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,438
PMI (est., until 20% equity)$656
Property tax — 2025 actual bill$881
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $174,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $174,900
Interest rate6.00%
Loan term

Estimated payment

$11,134/mo

Principal & interest$9,438
PMI (est., until 20% equity)$656
Property taxes (actual bill)$881
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$785KedgeAI estimate $1,677,393 · range $817K$2.9M$3.0M

vs edgeAI estimate

+4.3%

$/sqft vs New Smyrna Beach actives

$593 vs $371

Days on market

3 vs 72 typical

Where $593/sqft sits among the 400 New Smyrna Beach actives

163
76
81
32 · this home
19
29
$181–308$308–435$435–562$562–689$689–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Canal Downtown

Drive times from this address

Downtown Orlando63 min
Universal Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Canal Downtown — neighborhood snapshot

Population

557

Median age

65

Median income

$13,478

Median home value

$288,298

Avg household

1

Households w/ children

11%

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$425K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

244 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 360% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $1,749,000 · 3 days on market since
2023Built · RUSH ADD NEW SMYRNA

Reality check

What actually sold near 309 JULIA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

801 CANAL STREETSold · Aug ’26

$915,000

801 CANAL STREET

5 bd · 5.5 ba · 2,974 sqft · $308/sqft · 55 DOM

1413 LIVE OAK STREETSold · Nov ’25

$960,000

1413 LIVE OAK STREET

4 bd · 3 ba · 2,831 sqft · $339/sqft · 36 DOM

2 RICHMOND DRIVESold · Aug ’26

$1,470,000

2 RICHMOND DRIVE

3 bd · 3 ba · 3,075 sqft · $478/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 309 JULIA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 309 JULIA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

309 JULIA STREET FAQs

What would the monthly payment be for 309 JULIA STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 309 JULIA STREET?+

The most recent tax bill on record (2025) was $10,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in New Smyrna Beach?+

At $1,749,000, this home is listed about 233% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.

Which schools are assigned to 309 JULIA STREET?+

Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,749,000 runs 360% above the NEW SMYRNA BEACH 32168 median — but at 2,950 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.

02Fresh on the market

Only 3 days on market in a New Smyrna Beach market that averages 72 — if it fits, move quickly.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTL. RLTY · Matthew Ecoff. MLS #NS1089233.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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