
309 JULIA STREET, NEW SMYRNA BEACH, FL, 32168
Active3 days on marketListed Sep 17, 2026MLS #NS1089233
About this home
309 JULIA STREET
What if some of the best parts of New Smyrna Beach weren't a drive away, but just near your front door? Welcome to a rare opportunity to own a 2023 custom-built home in the heart of New Smyrna Beach, where the lifestyle of historic Canal Street becomes an extension of your backyard. Visit locally owned restaurants, boutiques and shops, spend Saturday mornings at the farmers market, go to the nationally recognized IMAGES Art Festival, or go outside for Canal Street Nights, Classic Cars on Canal, parades and the countless community events that make this one of New Smyrna Beach's most vibrant places to live. Here, you're not simply close to downtown but you get to live it. Built in 2023, this four-bedroom, 3.5-bath custom home pairs that extraordinary location with the comfort and convenience of newer construction. The open-concept main living area was designed for everyday life and entertaining, seamlessly connecting the kitchen, dining and living spaces while creating a natural gathering place at the heart of the home. The first-floor primary suite provides privacy and convenience, while a dedicated office behind a barn door creates a distinct space for working from home. One of the home's more unexpected features is the built-in wine room, which is an architectural detail that feels ideally suited to a home designed for entertaining. The kitchen continues the clean, contemporary aesthetic with integrated appliances, including a built-in microwave and oven combination. Upstairs, three additional bedrooms provide plenty of room for family and guests, with one bedroom opening directly onto a private balcony, a quiet place to enjoy the outdoors above the activity of the main living spaces. Outside, the fully fenced backyard creates another private setting for entertaining, relaxing, and enjoying Florida's year-round indoor-outdoor lifestyle. But what separates this home is something that can't simply be recreated with another floor plan or another new build, its location. Imagine waking up Saturday morning and going to the farmers market. Meeting friends for dinner on Canal Street without getting in the car. Coming home from an art festival, parade, or evening event while everyone else is searching for parking. And when you want the beach, everything that makes New Smyrna Beach famous is only minutes away by golf cart or bike. There are beautiful homes throughout New Smyrna Beach. There are newer homes. And there are homes near downtown. Few combine all three like this. This is an opportunity to own a modern custom home while becoming part of the lifestyle, energy and community that make historic New Smyrna Beach a special place to call home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,950
Sqft
0.13 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$593
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,134 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,134/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs New Smyrna Beach actives
$593 vs $371
Days on market
3 vs 72 typical
Where $593/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canal Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Canal Downtown — neighborhood snapshot
Population
557
Median age
65
Median income
$13,478
Median home value
$288,298
Avg household
1
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 360% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 309 JULIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$915,000
801 CANAL STREET
5 bd · 5.5 ba · 2,974 sqft · $308/sqft · 55 DOM
Sold · Nov ’25$960,000
1413 LIVE OAK STREET
4 bd · 3 ba · 2,831 sqft · $339/sqft · 36 DOM
Sold · Aug ’26$1,470,000
2 RICHMOND DRIVE
3 bd · 3 ba · 3,075 sqft · $478/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Solance Kallendorf
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 309 JULIA STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 309 JULIA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
309 JULIA STREET FAQs
What would the monthly payment be for 309 JULIA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,134/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 309 JULIA STREET?+
The most recent tax bill on record (2025) was $10,566. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $1,749,000, this home is listed about 233% above the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 309 JULIA STREET?+
Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,749,000 runs 360% above the NEW SMYRNA BEACH 32168 median — but at 2,950 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Fresh on the market
Only 3 days on market in a New Smyrna Beach market that averages 72 — if it fits, move quickly.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL. RLTY · Matthew Ecoff. MLS #NS1089233.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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