
3450 VELONA AVENUE, NEW SMYRNA BEACH, FL, 32168
Active2 days on marketListed Sep 18, 2026MLS #NS1089272
About this home
3450 VELONA AVENUE
Some homes impress you with upgrades. Others impress you with how well they've been cared for. 3450 Velona Ave does both, while offering something increasingly difficult to find in Venetian Bay: exceptional value. Meticulously maintained and move-in ready, this 4-bedroom, 2-bath single-story home is being offered at a price per square foot below the neighborhood's recent average, creating an opportunity to get more home for the money without sacrificing condition, location, or lifestyle. Even before coming to market, the owners continued investing in the property, REPLACING the OVEN, MICROWAVE, and HVAC heat pump, giving the next owner additional peace of mind from day one. Throughout the home, the pride of ownership is evident: it is exceptionally clean, thoughtfully maintained, and ready for someone to simply move in and enjoy. Inside, an open and functional floor plan creates an easy flow between the kitchen, dining, and main living areas. The kitchen features maple cabinetry, quartz countertops, a breakfast bar, and casual dining space overlooking the family room, making it equally suited for quiet mornings at home or entertaining friends and family. The generous primary suite provides a private retreat, with HUGE oversized closet, while three additional bedrooms offer the flexibility today's buyers want, whether that's space for family and guests, a home office, fitness room, or a combination of all three. Soaring ceilings and tile flooring throughout the main living areas add to the home's open, airy feel. One of the home's best features is the extended screened lanai, creating an additional living space that can be enjoyed throughout much of the year. Morning coffee, dinner outside, watching a game, or simply relaxing at the end of the day; this is the kind of space that quickly becomes one of the most-used areas of a Florida home. An extended driveway provides additional parking beyond the two-car garage, another practical feature that's easy to appreciate when family and friends visit. And then there's Venetian Bay itself. More than simply a neighborhood, it's a community built around a lifestyle, with its Town Center, restaurants, fitness and recreation, swimming, golf, and community amenities all close to home, while the beaches, restaurants, and attractions of New Smyrna Beach remain just a short drive away. The opportunity at 3450 Velona Ave is straightforward: a remarkably well-maintained home, meaningful recent updates, four bedrooms, generous indoor and outdoor living space, and a price positioned below the neighborhood's recent average on a per-square-foot basis. For buyers who have been waiting for the right combination of condition, value, and Venetian Bay lifestyle, this one deserves a closer look.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,202
Sqft
0.15 ac
Lot size
2
Garage
2011
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,603 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,603/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs New Smyrna Beach actives
$200 vs $371
Days on market
2 vs 72 typical
Where $200/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $425K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
244 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3450 VELONA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$400,000
3365 PEGASO AVENUE · same community
4 bd · 2.5 ba · 2,307 sqft · $173/sqft · 124 DOM
Sold · Jan ’26$334,500
3573 ROMEA CIRCLE · same community
3 bd · 2.5 ba · 2,080 sqft · $161/sqft · 17 DOM
Sold · Apr ’26$320,000
3607 TRESTO STREET · same community
3 bd · 2.5 ba · 2,064 sqft · $155/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3450 VELONA AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3450 VELONA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3450 VELONA AVENUE FAQs
What would the monthly payment be for 3450 VELONA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,603/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3450 VELONA AVENUE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3450 VELONA AVENUE?+
The most recent tax bill on record (2025) was $6,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3450 VELONA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $439,900, this home is listed about 16% below the New Smyrna Beach median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3450 VELONA AVENUE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$439,900 runs 16% above the NEW SMYRNA BEACH 32168 median — but at 2,202 sqft it's also 33% larger than the typical New Smyrna Beach listing.
02Fresh on the market
Only 2 days on market in a New Smyrna Beach market that averages 72 — if it fits, move quickly.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTL. RLTY · Matthew Ecoff. MLS #NS1089272.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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