4621 RIVERS EDGE VILLAGE LANE UNIT 4, PONCE INLET, FL, 32127
Active1 days on marketListed Oct 9, 2026MLS #NS1089440
About this home
4621 RIVERS EDGE VILLAGE LANE UNIT 4
Rare opportunity to own 50-ft Boat Slip #4 in the Harbour Village Marina! Ideally positioned as the 4th slip in from the Intracoastal Waterway, this location offers plenty of room for easy maneuvering in and out of the slip. Slip #4 features a 33,000-lb Superlift installed in 2023, making it an exceptional setup for boating enthusiasts. Enjoy convenient access to the Intracoastal and surrounding waterways while keeping your boat close to home in the sought-after Harbour Village community in Ponce Inlet. IMPORTANT: Buyer must currently own a residence within Harbour Village in order to purchase the boat slip. Don't miss this rare opportunity to add an incredible boating amenity to your Harbour Village lifestyle!
Facts & features
The home at a glance
0.02 ac
Lot size
One
Levels
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,819 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,819/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% below the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4621 RIVERS EDGE VILLAGE LANE UNIT 4
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$320,000
4799 S ATLANTIC AVENUE UNIT 3030
1 bd · 1 ba · 727 sqft · $440/sqft · 150 DOM
Sold · Dec ’25$349,000
4799 S ATLANTIC AVENUE UNIT 502
2 bd · 2 ba · 999 sqft · $349/sqft · 2 DOM
Sold · May ’26$285,000
30 INLET HARBOR ROAD UNIT 5030
2 bd · 2 ba · 1,137 sqft · $251/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4621 RIVERS EDGE VILLAGE LANE UNIT 4 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4621 RIVERS EDGE VILLAGE LANE UNIT 4 — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4621 RIVERS EDGE VILLAGE LANE UNIT 4 FAQs
What would the monthly payment be for 4621 RIVERS EDGE VILLAGE LANE UNIT 4?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,819/mo — principal and interest, the actual property-tax bill, the $193/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4621 RIVERS EDGE VILLAGE LANE UNIT 4?+
The association fee works out to $193 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4621 RIVERS EDGE VILLAGE LANE UNIT 4?+
The most recent tax bill on record (2025) was $1,258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4621 RIVERS EDGE VILLAGE LANE UNIT 4?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $215,000, this home is listed about 71% below the Ponce Inlet median of $737,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4621 RIVERS EDGE VILLAGE LANE UNIT 4?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PONCE INLET 32127 market on paper
$215,000 is 48% below the PONCE INLET 32127 median of $415,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Ponce Inlet market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PONCE INLET REALTY, INC · Summer Frarer. MLS #NS1089440.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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