CENTURY 21 Edge
$235,000$249,9002 bd2 ba930 sqft$253 /sqft$2,445 /mo all-in ↓

781 VILLAGE LAKE TERRACE N UNIT 101A, ST PETERSBURG, FL, 33716

Active102 days on marketListed May 11, 2026MLS #O6406981

Reduced $15KCondominiumVILLAGE LAKE CONDO

About this home

781 VILLAGE LAKE TERRACE N UNIT 101A

Properties like this posh, seductive, and meticulously detailed townhome in the sought after Village Lakes community, rarely comes available for sale. This lush 2 floor townhome condominium has been fully remodeled top to bottom with every finish being carefully selected to make this home a rare gem you'll want for your very own. Visually stunning, this 2-bedroom 2 bath home draws you in from the moment you open the door. You step onto a custom herringbone luxury vinyl tile floor that runs throughout the spacious open floorplan, even the stair landing. The newly remodeled kitchen was created with new, state-of-the-art stainless-steel appliances, along with quartz countertops and backsplashes complimented by European style cabinetry in colors of white and expresso. Among the added amenities are wine storage, a coffee bar and breakfast area with garden views. Adjacent to the kitchen through custom double pocket doors, is an ensuite bedroom with bath and closet or it can be utilized for a formal dining room. The spacious private garden space can be accessed through large sliding glass doors here as well. At the top of the stairs, you're welcomed by the living room and private, enclosed terrace, with serene views of walking paths, the pool, and the bridge to the lake. Beyond the living room is the sumptuously appointed ensuite bed and bath. The quartz topped vanity is outfitted in the same high-end cabinetry and quartz of the kitchen. It features a large walk-in shower behind the custom sliding glass door. The bedroom also features more than 10 feet of closet space. This home is nestled just minutes from downtown St. Petersburg, 30 minutes from downtown Tampa, and a short drive to some of the best beaches Florida has to offer. Don't miss your opportunity to own this diamond that is sure to excite anyone who steps inside. Come and take a tour before it is gone!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

930

Sqft

30.85 ac

Lot size

1974

Year built

Two

Levels

$253

Per sqft

NegotiablePets allowed

Inside

FlooringVinyl
AppliancesConvection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouthwest
ExteriorBalcony · Courtyard · Sidewalk

Community & fees

HOA fee$605/mo
Taxes (2025)$2,313/yr
PetsYes
CommunityPlayground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,445 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$193
Condo fee — from the listing$605
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$2,445/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$193
HOA / condo fee$605
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $235K
$121KedgeAI estimate $133,775 · range $126K$150K$244K

vs edgeAI estimate

+75.7%

$/sqft vs VILLAGE LAKE CONDO

$253 vs $199

Days on market

102 vs 57 typical

Where $253/sqft sits among the 6 homes for sale in VILLAGE LAKE CONDO

2
0
1
3
0
0 · this home
$143–162$162–180$180–198$198–216$216–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 781 VILLAGE LAKE TERRACE N UNIT 101A

Drive times from this address

Downtown Tampa19 min
Tampa Int’l Airport (TPA)19 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33716 — neighborhood snapshot

Population

18,995

Median age

33.7

Median income

$73,576

Median home value

$163,500

Avg household

1.82

Households w/ children

1,432

For the school run

Pinellas County School District

ElementaryPinellas Central Elementary School★★★★★
HighPinellas Park High School★★★★
MiddleFitzGerald Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

1 of 6

VILLAGE LAKE CONDO have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% above the ST PETERSBURG 33716 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $15K
May 11, 2026Listed at $249,900 · 102 days on market since
1974Built · VILLAGE LAKE CONDO

Reality check

What actually sold near 781 VILLAGE LAKE TERRACE N UNIT 101A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

880 S VILLAGE LAKE DRIVE N UNIT 106Sold · Nov ’25

$136,000

880 S VILLAGE LAKE DRIVE N UNIT 106 · same community

2 bd · 2 ba · 975 sqft · $139/sqft · 250 DOM

860 S VILLAGE DRIVE N UNIT 201Sold · Nov ’25

$135,000

860 S VILLAGE DRIVE N UNIT 201 · same community

2 bd · 2 ba · 975 sqft · $138/sqft · 22 DOM

705 S VILLAGE DRIVE N UNIT 205Sold · May ’26

$133,000

705 S VILLAGE DRIVE N UNIT 205 · same community

2 bd · 2 ba · 975 sqft · $136/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 781 VILLAGE LAKE TERRACE N UNIT 101A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 781 VILLAGE LAKE TERRACE N UNIT 101A — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

781 VILLAGE LAKE TERRACE N UNIT 101A FAQs

What would the monthly payment be for 781 VILLAGE LAKE TERRACE N UNIT 101A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,445/mo — principal and interest, the actual property-tax bill, the $605/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 781 VILLAGE LAKE TERRACE N UNIT 101A?+

The association fee works out to $605 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 781 VILLAGE LAKE TERRACE N UNIT 101A?+

The most recent tax bill on record (2025) was $2,313. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 781 VILLAGE LAKE TERRACE N UNIT 101A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $235,000, this home is listed about 45% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 781 VILLAGE LAKE TERRACE N UNIT 101A?+

Pinellas Central Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$235,000 runs 57% above the ST PETERSBURG 33716 median.

02Know the monthly fee

The association fee is $605/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $249,900, now $235,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of VINTAGE REALTY SOLUTIONS · Patrick Westervelt, LLC. MLS #O6406981.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 781 VILLAGE LAKE TERRACE N UNIT 101A but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Donna to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 21, 2026 at 3:11 AM UTC. The listing information on this page last changed on August 21, 2026 at 3:11 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 21, 2026 at 3:11 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 21, 2026 at 3:11 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.