1188 PATTERSON TERRACE, LAKE MARY, FL, 32746
Active6 days on marketListed Aug 6, 2026MLS #O6415784
About this home
1188 PATTERSON TERRACE
Beautiful home 4 Bedrooms, 2.5 Baths, built on oversized home site. Best location in the heart of Lake Mary. Close to interstate 4 access, 10 minutes to Sanford international airport. Only 5 minutes to the Sun rail. This beautiful home is located in the gated and very intimate Lake Emma Sound community in Lake Mary. Along with supermarkets, shopping, restaurants, and pharmacies the pleasure of having everything nearby. This spacious single-story home offers Private Master suite and an amazing open Kitchen with gas cooktop, Whirlpool Stainless Steel Appliances and Quartz Counter tops in kitchen and Quartz in all bathrooms, Laminate wood in all living area and master bedroom, 2 car garage with opener, gutters, brick paved driveway, walk-way, and covered patio, St Augustine Grass with Sprinkler System, and much more.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,104
Sqft
0.19 ac
Lot size
2
Garage
2019
Year built
Multi/Split
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,429 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,429/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.3%
$/sqft vs Lake Mary actives
$285 vs $234
Days on market
6 vs 48 typical
Where $285/sqft sits among the 163 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
LAKE MARY 32746 — neighborhood snapshot
Population
45,970
Median age
43.8
Median income
$111,534
Median home value
$420,200
Avg household
2.41
Households w/ children
5,472
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
97 of 163
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 1188 PATTERSON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$725,000
1314 PATTERSON TERRACE · same community
4 bd · 3.5 ba · 3,011 sqft · $241/sqft · 47 DOM
Sold · May ’26$768,000
1268 PATTERSON TERRACE · same community
4 bd · 3.5 ba · 3,567 sqft · $215/sqft · 366 DOM
Sold · Jun ’26$750,000
1339 PATTERSON TERRACE · same community
4 bd · 3.5 ba · 3,567 sqft · $210/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1188 PATTERSON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1188 PATTERSON TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1188 PATTERSON TERRACE FAQs
What would the monthly payment be for 1188 PATTERSON TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,429/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1188 PATTERSON TERRACE?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1188 PATTERSON TERRACE?+
The most recent tax bill on record (2025) was $7,167. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1188 PATTERSON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $599,000, this home is listed about 40% above the Lake Mary median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1188 PATTERSON TERRACE?+
Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 54% above the LAKE MARY 32746 median.
02Fresh on the market
Only 6 days on market in a Lake Mary market that averages 48 — if it fits, move quickly.
03Strong assigned schools
Heathrow Elementary School, Markham Woods Middle School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Anh Vu. MLS #O6415784.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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