1272 PATTERSON TERRACE, LAKE MARY, FL, 32746
Active23 days on marketListed Sep 4, 2026MLS #O6439166
About this home
1272 PATTERSON TERRACE
Set in the gated enclave of Lake Emma Sound, this 2019-built Lake Mary home has been upgraded from top to bottom for buyers who want move-in-ready luxury without the wait to build. Curb appeal starts at the extended paver driveway and striking glass-and-iron entry door, and the sophistication carries all the way through. Sun-drenched and thoughtfully designed, the main level lives large, with abundant natural light pouring across upgraded flooring, plantation shutters, and a custom wood staircase — all set against a bright, open floor plan. The feature-wall family room sits at the heart of it, opening effortlessly to the covered lanai and made for both easy everyday living and entertaining. The kitchen impresses with quartz countertops, upgraded cabinetry, a gas cooktop, an oversized breakfast bar, and two generous pantries for exceptional storage, with a bright eat-in dining space alongside. A dedicated home office and a flexible bonus room provide room to work and play, and upstairs you'll find a serene owner's suite complete with a tray ceiling, spa-style bath with rain shower and quartz finishes, and a custom-built walk-in closet — plus upgraded tile in every bath. What sets this one apart is everything working quietly behind the scenes: whole-home solar, a full water filtration and purification system, upgraded A/C, smart-home wiring with WiFi boosters on every floor, and a professional security system with cameras and sensors for total peace of mind. Step outside to a fully automated, screened salt-water pool and spa — controlled right from your phone — set on an expanded paver lanai with backyard space. Elevated Central Florida living, ready today.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,567
Sqft
0.15 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,185 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,185/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.9%
$/sqft vs Lake Mary actives
$238 vs $243
Days on market
23 vs 35 typical
Where $238/sqft sits among the 181 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
LAKE MARY 32746 — neighborhood snapshot
Population
45,970
Median age
43.8
Median income
$111,534
Median home value
$420,200
Avg household
2.41
Households w/ children
5,472
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
91 of 181
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 115% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 1272 PATTERSON TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$768,000
1268 PATTERSON TERRACE · same community
4 bd · 3.5 ba · 3,567 sqft · $215/sqft · 366 DOM
Sold · Jun ’26$750,000
1339 PATTERSON TERRACE · same community
4 bd · 3.5 ba · 3,567 sqft · $210/sqft · 34 DOM
Sold · Jul ’26$905,000
1306 PATTERSON TERRACE · same community
4 bd · 3.5 ba · 3,567 sqft · $254/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 1272 PATTERSON TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1272 PATTERSON TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1272 PATTERSON TERRACE FAQs
What would the monthly payment be for 1272 PATTERSON TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,185/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1272 PATTERSON TERRACE?+
The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1272 PATTERSON TERRACE?+
The most recent tax bill on record (2025) was $10,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1272 PATTERSON TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $849,900, this home is listed about 75% above the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1272 PATTERSON TERRACE?+
Lake Mary High School (high), Heathrow Elementary School (elementary), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$849,900 runs 115% above the LAKE MARY 32746 median — but at 3,567 sqft it's also nearly twice the size of the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake Mary High School, Heathrow Elementary School, Markham Woods Middle School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED REAL ESTATE PREFERRED · Channi Sodhi. MLS #O6439166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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