732 VERIDIAN CIRCLE NW, PALM BAY, FL, 32907
Active106 days on marketListed Jun 29, 2026MLS #O6420924
About this home
732 VERIDIAN CIRCLE NW
This thoughtfully upgraded 2023 home offers a blend of comfort, style, and functionality with features designed for modern Florida living. The home includes impact windows for added peace of mind, upgraded light fixtures, and ceiling fans throughout every room. Enjoy the added living space of the enclosed lanai, perfect for relaxing or entertaining year-round. Interior details include upgraded fixtures, closet shelving in multiple closets, along with custom touches like hallway wainscoting and an accent wall in the second bathroom. Both bathrooms feature upgraded shower heads for a refreshed feel. The garage is equipped with a Tesla charger, making this home EV-ready. Located in the highly desirable Heritage High School district and conveniently close to grocery stores, Melbourne Square Mall, shopping, dining, and the beaches, this home offers the perfect combination of upgrades and location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,955
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$205 vs $189
Days on market
106 vs 67 typical
Where $205/sqft sits among the 154 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Palm Bay market
$306K → $330K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
73 of 154
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the Palm Bay median. See the full Palm Bay market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 732 VERIDIAN CIRCLE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 732 VERIDIAN CIRCLE NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
732 VERIDIAN CIRCLE NW FAQs
What would the monthly payment be for 732 VERIDIAN CIRCLE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,474/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 732 VERIDIAN CIRCLE NW?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 732 VERIDIAN CIRCLE NW?+
The most recent tax bill on record (2025) was $7,020. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 732 VERIDIAN CIRCLE NW?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $399,999, this home is listed about 23% above the Palm Bay median of $324,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of ONE SOTHEBYS INTERNATIONAL REALTY · Andy Noble. MLS #O6420924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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