660 VERIDIAN CIRCLE NW, PALM BAY, FL, 32907
Active8 days on marketListed Oct 5, 2026MLS #O6447439
About this home
660 VERIDIAN CIRCLE NW
OVER $50,000 IN UPGRADES! Block construction, IMPACT windows, Oversized private lot that backs to a canal, over 2,600 SQFT, 4 bedrooms + OFFICE + upstairs LOFT, covered front balcony & covered lanai. Tile and LVP flooring throughout, whole-house water filtration, custom primary closet, pantry, mudroom & built in closet in second bedroom, built in Murphy bed in guest room, built-in garage storage, overhead racks, EV charger & washer/dryer included. Open kitchen with large island, Samsung BESPOKE smart appliances with interchangeable color panels, Pottery Barn pendants, 42-inch cabinets with crown molding, subway tile backsplash & abundant storage. Quartz countertops throughout, plenty of natural light, plus blinds, fans, fixtures & gutters included. Upstairs you will find the spacious primary suite with tray ceilings, spacious custom walk in closet, double vanity in the primary bathroom and upgraded river rock walk in frameless glass shower. The Upstairs loft is the perfect media room, play room or hangout spot and opens to a covered balcony where you can enjoy your morning coffee overlooking the lake or relax in the evenings overlooking sunsets. Upgraded landscaping, front porch, a paver driveway and large paver covered lanai in backyard. Gated community with walking trails, Pool and cabana, HOA includes lawn care for effortless living. Centrally located with easy access to I-95, close to new Publix shopping plaza and developing Space Coast Town center, 15 minutes to Viera or West Melbourne, close to major employers, beaches, parks and more! Schedule your private showing for this stunning Move-in ready home that looks like it came out of design magazine!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,667
Sqft
0.17 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,839 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,839/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.8%
$/sqft vs Palm Bay actives
$172 vs $191
Days on market
8 vs 67 typical
Where $172/sqft sits among the 157 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $330K
Palm Bay median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
75 of 157
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% above the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 660 VERIDIAN CIRCLE NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$310,000
115 PIPEWORT COURT SW
4 bd · 2.5 ba · 2,742 sqft · $113/sqft · 139 DOM
Sold · Aug ’26$466,815
2689 NILGIRI STREET NW
4 bd · 3 ba · 2,753 sqft · $170/sqft · 0 DOM
Sold · Aug ’26$474,690
5195 MADRAS DRIVE NW
4 bd · 3 ba · 2,551 sqft · $186/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 660 VERIDIAN CIRCLE NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 660 VERIDIAN CIRCLE NW — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
660 VERIDIAN CIRCLE NW FAQs
What would the monthly payment be for 660 VERIDIAN CIRCLE NW?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,839/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 660 VERIDIAN CIRCLE NW?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 660 VERIDIAN CIRCLE NW?+
The most recent tax bill on record (2026) was $6,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 660 VERIDIAN CIRCLE NW?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $459,999, this home is listed about 42% above the Palm Bay median of $324,950. The market section on this page shows how the area is trending.
Which schools are assigned to 660 VERIDIAN CIRCLE NW?+
Lockmar Elementary School (elementary), Central Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$459,999 runs 59% above the PALM BAY 32907 median — but at 2,667 sqft it's also 48% larger than the typical Palm Bay listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $465,000, now $459,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sanja Hardy. MLS #O6447439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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