7422 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL, 33637
Active4 days on marketListed Aug 7, 2026MLS #O6431773
About this home
7422 TERRACE RIVER DRIVE
Welcome to Terrace River, one of Temple Terrace’s most highly coveted riverfront communities, perfectly positioned along the scenic Hillsborough River. This beautifully designed 3-bedroom, 2.5-bath townhome with a 2-car garage delivers the ideal blend of comfort, convenience, and resort-style living. Step inside to an inviting open-concept main level, where the living, dining, and kitchen spaces flow effortlessly—perfect for everyday living and effortless entertaining. The kitchen features durable tile flooring, a breakfast bar, and abundant cabinetry, offering both style and functionality. The first floor also includes a convenient half bath, generous under-stair storage, and an interior laundry room with direct garage access. Upstairs, all three bedrooms are thoughtfully arranged for privacy and comfort. The primary suite is tucked away at the rear of the home and showcases a spacious walk-in closet and a spa-inspired bathroom complete with double vanity, garden tub, and walk-in shower. Two additional bedrooms offer ample space and share a well-appointed full bath. Residents of Terrace River enjoy lush landscaping, peaceful green spaces, tennis courts, and convenient guest parking—all within a charming, intimate community known for its picturesque riverfront setting. Ideally located near Downtown Tampa, I-75, I-275, local parks, river recreation, shops, restaurants, and the University of South Florida, this townhome offers the perfect balance of active lifestyle, natural surroundings, and city convenience. Experience the best of Temple Terrace living—and come home to a peaceful retreat you’ll love returning to.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,897
Sqft
0.09 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$174
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,806 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,806/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.5%
$/sqft vs Temple Terrace actives
$174 vs $209
Days on market
4 vs 34 typical
Where $174/sqft sits among the 61 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
28 of 61
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 7422 TERRACE RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$320,000
7467 TERRACE RIVER DRIVE · same community
3 bd · 2.5 ba · 1,895 sqft · $169/sqft · 113 DOM
Sold · Feb ’26$407,000
810 W RIVER DRIVE
3 bd · 2 ba · 1,870 sqft · $218/sqft · 9 DOM
Sold · Nov ’25$250,000
8202 DOWN ROYAL ROAD
3 bd · 2.5 ba · 1,855 sqft · $135/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7422 TERRACE RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7422 TERRACE RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7422 TERRACE RIVER DRIVE FAQs
What would the monthly payment be for 7422 TERRACE RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,806/mo — principal and interest, the actual property-tax bill, the $187/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7422 TERRACE RIVER DRIVE?+
The association fee works out to $187 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7422 TERRACE RIVER DRIVE?+
The most recent tax bill on record (2025) was $4,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7422 TERRACE RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $330,000, this home is listed about 7% below the Temple Terrace median of $355,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7422 TERRACE RIVER DRIVE?+
King High School (high), Jennings Middle School (middle), Folsom Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jeff Jones. MLS #O6431773.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Temple Terrace homes, in your inbox
Like 7422 TERRACE RIVER DRIVE but not quite? A daily digest of every new listing in Temple Terrace — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Julian to ping you on any price or status change →