7460 TERRACE RIVER DRIVE, TEMPLE TERRACE, FL, 33637
Active49 days on marketListed Aug 25, 2026MLS #TB8542092
About this home
7460 TERRACE RIVER DRIVE
Welcome to this beautiful 3-bedroom, 2.5-bath townhome with a two-car garage, located in the charming and peaceful Terrace River community. The first floor offers a comfortable and functional layout featuring a spacious kitchen, dining area, and inviting living room—perfect for everyday living and entertaining. A convenient half bathroom and laundry room are also located downstairs, with direct access to the two-car garage. Upstairs, you’ll find all three bedrooms, including a spacious primary suite with a private en-suite bathroom. Two additional bedrooms and bathroom providing plenty of space for family, guests, or a home office Enjoy the comfort of a well-designed home in a small, quiet community with a welcoming neighborhood feel. Move-in ready and waiting for its next residents—schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,897
Sqft
0.09 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Temple Terrace actives
$1 vs $200
Days on market
49 vs 53 typical
Where $1/sqft sits among the 80 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
44 of 80
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 7460 TERRACE RIVER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$320,000
7467 TERRACE RIVER DRIVE · same community
3 bd · 2.5 ba · 1,895 sqft · $169/sqft · 113 DOM
Sold · Feb ’26$407,000
810 W RIVER DRIVE
3 bd · 2 ba · 1,870 sqft · $218/sqft · 9 DOM
Sold · Oct ’26$282,250
7912 DOWN ROYAL ROAD
3 bd · 2.5 ba · 1,855 sqft · $152/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7460 TERRACE RIVER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7460 TERRACE RIVER DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7460 TERRACE RIVER DRIVE FAQs
What would the monthly payment be for 7460 TERRACE RIVER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 7460 TERRACE RIVER DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $2,400, this home is listed about 99% below the Temple Terrace median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7460 TERRACE RIVER DRIVE?+
Jennings Middle School (middle), Folsom Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TEMPLE TERRACE 33637 market on paper
$2,400 is 99% below the TEMPLE TERRACE 33637 median of $277,900, and at $1/sqft it sits under the Temple Terrace average of $199.
02Tennis Court views
The tennis court view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $2,600, now $2,400 — a $200 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Hanin Kayed. MLS #TB8542092.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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