1792 PAM CIRCLE, BELLE ISLE, FL, 32809
Active66 days on marketListed Aug 12, 2026MLS #O6432731
About this home
1792 PAM CIRCLE
BELLE ISLE + NO HOA + LAKE CONWAY ACCESS + APPROX. ¼-ACRE LOT! Welcome to 1792 Pam Circle, a 3-bedroom, 2-bath home offering the space, location and Florida lifestyle buyers are looking for without the added cost of an HOA. The split-bedroom floor plan provides comfortable separation and functionality, while the updated kitchen features stainless-steel appliances. The spacious family room includes a real wood-burning fireplace, creating an inviting gathering space for family and friends. Step outside to the screened-in patio and spacious backyard, situated on approximately a quarter-acre lot. The property also features a 2-car attached garage. Major improvements include a roof replaced in September 2018 and A/C replaced in March 2019. Residents also enjoy access to a private community boat ramp serving the Lake Conway Chain of Lakes—an opportunity to enjoy boating and the Central Florida lifestyle without paying for a waterfront property. Conveniently located near Orlando International Airport, major highways, shopping, dining, entertainment and Cornerstone Charter Academy. If you have been comparing established homes with new construction, take a closer look at what this property offers: an established Belle Isle location, larger homesite, no HOA, private boat-ramp access, mature surroundings and immediate availability. Seller is offering to consider a buyer closing-cost contribution with an acceptable offer. Schedule your private showing today and see what makes 1792 Pam Circle worth a closer look!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,616
Sqft
0.25 ac
Lot size
2
Garage
1985
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,616 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,616/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.4%
$/sqft vs Belle Isle actives
$278 vs $293
Days on market
66 vs 30 typical
Where $278/sqft sits among the 26 Belle Isle actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belle Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belle Isle. See the full Belle Isle guide →
BELLE ISLE 32809 — neighborhood snapshot
Population
29,379
Median age
36.6
Median income
$52,203
Median home value
$281,000
Avg household
3.08
Households w/ children
3,945
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belle Isle market
$630K → $665K
Belle Isle median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
11 of 26
Belle Isle actives have cut their price
Median sold price, Belle Isle, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 188% above the BELLE ISLE 32809 median. See the full Belle Isle market guide →
Paper trail
This home's history
Reality check
What actually sold near 1792 PAM CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$560,000
1642 COLLEEN DRIVE · same community
3 bd · 2 ba · 1,634 sqft · $343/sqft · 2 DOM
Sold · May ’26$422,500
1797 PAM CIRCLE · same community
3 bd · 2 ba · 1,509 sqft · $280/sqft · 4 DOM
Sold · Dec ’25$335,840
1780 PAM CIRCLE · same community
3 bd · 2 ba · 1,338 sqft · $251/sqft · 58 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1792 PAM CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1792 PAM CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1792 PAM CIRCLE FAQs
What would the monthly payment be for 1792 PAM CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,616/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1792 PAM CIRCLE?+
The most recent tax bill on record (2025) was $7,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belle Isle?+
At $450,000, this home is listed about 17% below the Belle Isle median of $539,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1792 PAM CIRCLE?+
Winegard Elementary (elementary), Judson B Walker Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 188% above the BELLE ISLE 32809 median.
02Time on market is leverage
66 days on market against a Belle Isle median of 30 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $470,000, now $450,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 CARIOTI · Anastacha Constant. MLS #O6432731.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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