2823 CONCH HOLLOW DRIVE, BRANDON, FL, 33511
Active28 days on marketListed Aug 25, 2026MLS #O6434229
About this home
2823 CONCH HOLLOW DRIVE
Welcome to this move-in ready 2-bedroom, 2-bath home in the desirable Vista Cay community! Featuring a comfortable layout and a convenient location, this home is ready for its next owner. The AC unit will be replaced before closing, giving you one less thing to worry about. Enjoy access to the community pool and gated entrance, along with HOA benefits that include, trash, sewer, and cable, even the water is included! Conveniently located near shopping, restaurants, major expressways, and top-rated schools. Whether you're looking for your next home or a great investment opportunity, this one is worth a look. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,574
Sqft
0.03 ac
Lot size
1
Garage
2004
Year built
Two
Levels
$143
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VISTA CAY
$143 vs $296
Days on market
28 vs 31 typical
Where $143/sqft sits among the 7 homes for sale in VISTA CAY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Vista Cay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,095/mo median
Live Brandon rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Vista Cay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Vista Cay is a short-term-rental community. See the full guide →
The numbers that matter
The Brandon market
$375K → $365K
Brandon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
3 of 7
VISTA CAY have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 2823 CONCH HOLLOW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$243,000
952 VISTA CAY COURT · same community
2 bd · 2.5 ba · 1,574 sqft · $154/sqft · 66 DOM
Sold · Feb ’26$238,000
2802 CONCH HOLLOW DRIVE · same community
3 bd · 2.5 ba · 1,684 sqft · $141/sqft · 13 DOM
Sold · Feb ’26$247,000
1006 VISTA CAY COURT · same community
3 bd · 2.5 ba · 1,684 sqft · $147/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2823 CONCH HOLLOW DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2823 CONCH HOLLOW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2823 CONCH HOLLOW DRIVE FAQs
What would the monthly payment be for 2823 CONCH HOLLOW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,132/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2823 CONCH HOLLOW DRIVE?+
The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2823 CONCH HOLLOW DRIVE?+
The most recent tax bill on record (2025) was $1,173. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 2823 CONCH HOLLOW DRIVE be rented short-term?+
Yes — this home sits inside Vista Cay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 2823 CONCH HOLLOW DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $225,000, this home is listed about 40% below the Brandon median of $375,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the BRANDON 33511 market on paper
$225,000 is 36% below the BRANDON 33511 median of $350,000, and at $143/sqft it sits under the Brandon average of $217.
02Zoned for nightly rentals
Vista Cay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $235,000, now $225,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SET HOMES REALTY LLC · Shadi Tamimi. MLS #O6434229.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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