213 SPANISH MOSS ROAD, DAVENPORT, FL, 33837
Active28 days on marketListed Aug 25, 2026MLS #O6434679
About this home
213 SPANISH MOSS ROAD
Welcome to 213 Spanish Moss Road, located within The Forest at Ridgewood, a 24-hour guard-gated golf course community in Davenport this well-maintained 3-bedroom, 2-bath home that has undergone numerous updates with the current owner. Improvements completed in 2023 include a new roof, new AC, hurricane-impact windows, new ceiling fans, new flooring in the bedrooms and bathrooms, fresh interior and exterior paint, new appliances, and more. From the moment you enter, the natural light, open feel, and attention to detail are easy to appreciate. The home offers a separate living room and dining area, providing comfortable spaces for both everyday living and entertaining. The screened front entry adds an extra layer of comfort while helping keep Florida bugs outside. Out back, enjoy your own private retreat with an in-ground pool overlooking a peaceful pond where you can take in the surrounding nature and frequent wildlife visitors. The rear lanai is the perfect place to enjoy your morning coffee or unwind at the end of the day while taking in the view. The home is also powered by solar, offering the next owner the opportunity to potentially reduce traditional electric costs with a more predictable solar payment. Located within The Forest at Ridgewood, this 24-hour guard-gated community offers a welcoming setting with well-kept surroundings, scenic streets, and the added benefit of controlled access. White Heron Golf Club is nearby for those who enjoy golf, while short-term rental eligibility adds flexibility for buyers considering a primary residence, second home, or investment property. The location also provides convenient access to Walt Disney World, shopping, restaurants, entertainment, and many of Central Florida’s most popular attractions, making it easy to enjoy both everyday living and everything the area has to offer.. Whether you are looking for a primary residence, a Florida vacation home, a short-term rental or simply value the added peace of mind that comes with a manned-gated community, this home offers a comfortable combination of privacy, convenience, and community amenities. Conveniently located near I-4, shopping, dining, and Central Florida attractions, this home has been thoughtfully cared for and shows beautifully in person. Schedule your showing and come experience everything this property and community have to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,050
Sqft
0.2 ac
Lot size
2
Garage
1995
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,562 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,562/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.1%
$/sqft vs Davenport actives
$227 vs $184
Days on market
28 vs 54 typical
Where $227/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
205 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 213 SPANISH MOSS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$365,000
206 BOXWOOD DRIVE · same community
4 bd · 2 ba · 2,126 sqft · $172/sqft · 30 DOM
Sold · Feb ’26$425,000
111 SAND PINE LANE · same community
4 bd · 2.5 ba · 2,185 sqft · $195/sqft · 24 DOM
Sold · Dec ’25$480,000
1204 GOLF COURSE PARKWAY · same community
4 bd · 3 ba · 2,208 sqft · $217/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 213 SPANISH MOSS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 213 SPANISH MOSS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
213 SPANISH MOSS ROAD FAQs
What would the monthly payment be for 213 SPANISH MOSS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,562/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 213 SPANISH MOSS ROAD?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 213 SPANISH MOSS ROAD?+
The most recent tax bill on record (2025) was $5,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 213 SPANISH MOSS ROAD be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 213 SPANISH MOSS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $465,000, this home is listed about 19% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 213 SPANISH MOSS ROAD?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$465,000 runs 45% above the DAVENPORT 33837 median.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Nellie Peralta. MLS #O6434679.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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