106 SOUTHERN PINE WAY, DAVENPORT, FL, 33837
Active6 days on marketListed Sep 16, 2026MLS #O6441587
About this home
106 SOUTHERN PINE WAY
GATED GOLF COURSE LIVING WITH SHORT-TERM RENTAL POTENTIAL NEAR DISNEY! BEAUTIFULLY MAINTAINED 4-BEDROOM, 3-BATH POOL HOME ON A DESIRABLE CORNER LOT! This home was originally the Model home for the Forest! From the moment you arrive, the beautifully maintained landscaping sets the tone and reflects the care the current owner has taken throughout this impressive home. Step through the front door and you are immediately greeted by an open, spacious layout filled with natural light, tall ceilings, and more than 2,400 square feet of living space. Just to the left is the formal dining area, while straight ahead the large formal living room creates an impressive first view with its high ceilings and open feel. The thoughtfully designed split-bedroom floor plan offers both space and privacy, with the primary suite and an additional bedroom located on one side of the home and the remaining two bedrooms positioned on the opposite wing. With three full bathrooms and multiple living areas, the layout works beautifully for everyday living, visiting guests, entertaining, or creating flexible spaces to fit your lifestyle. The home offers an easy flow from the interior living areas to the outdoor space, where the heated chlorine pool becomes a natural extension of the home. Resurfaced approximately 8 years ago, the pool area provides the perfect setting for relaxing, entertaining, or simply enjoying Florida’s year-round sunshine. The desirable corner lot adds additional space and enhances the overall feel of the property. Major systems have also been proactively updated, including the roof in 2020, HVAC in 2018, and water heater in 2014, offering added peace of mind for the next owner. Located within The Forest at Ridgewood, a 24-hour guard-gated golf course community in Davenport, residents enjoy beautifully maintained surroundings, peaceful walking areas, and the added comfort of controlled access. Golf enthusiasts are just moments from White Heron Golf Club, and the property also offers short-term rental potential, providing flexibility for use as a primary residence, vacation home, or investment property. Conveniently located near Walt Disney World, shopping, dining, entertainment, and Central Florida’s major attractions, this home combines generous living space, a private pool, a desirable corner lot, and a flexible location all in one. This is one you would want to see.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,423
Sqft
0.24 ac
Lot size
2
Garage
1996
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,655 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,655/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.8%
$/sqft vs Davenport actives
$198 vs $185
Days on market
6 vs 54 typical
Where $198/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Ridgewood Lakes Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Ridgewood Lakes Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Ridgewood Lakes Village is a short-term-rental community. See the full guide →
Ridgewood Lakes Village — neighborhood snapshot
Population
3,034
Median age
53
Median income
$70,380
Median home value
$328,641
Avg household
3
Households w/ children
303
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
206 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 106 SOUTHERN PINE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$350,000
329 BOXWOOD DRIVE · same community
4 bd · 3 ba · 2,511 sqft · $139/sqft · 49 DOM
Sold · Oct ’25$379,000
121 SAND PINE LANE · same community
4 bd · 3 ba · 2,331 sqft · $163/sqft · 47 DOM
Sold · Dec ’25$480,000
1204 GOLF COURSE PARKWAY · same community
4 bd · 3 ba · 2,208 sqft · $217/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 106 SOUTHERN PINE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 106 SOUTHERN PINE WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
106 SOUTHERN PINE WAY FAQs
What would the monthly payment be for 106 SOUTHERN PINE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,655/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 106 SOUTHERN PINE WAY?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 106 SOUTHERN PINE WAY?+
The most recent tax bill on record (2025) was $4,976. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 106 SOUTHERN PINE WAY be rented short-term?+
Yes — this home sits inside Ridgewood Lakes Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 106 SOUTHERN PINE WAY?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $480,000, this home is listed about 23% above the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 106 SOUTHERN PINE WAY?+
Horizons Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$480,000 runs 50% above the DAVENPORT 33837 median — but at 2,423 sqft it's also 24% larger than the typical Davenport listing.
02Zoned for nightly rentals
Ridgewood Lakes Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Fresh on the market
Only 6 days on market in a Davenport market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE 2 REALTY · Nellie Peralta. MLS #O6441587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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