10617 SE 95TH TERRACE, BELLEVIEW, FL, 34420
Active4 days on marketListed Aug 24, 2026MLS #O6435301
About this home
10617 SE 95TH TERRACE
Nestled on 4.97 acres overlooking beautiful Smith Lake in Belleview, this well-loved 3-bedroom, 2-bath home offers an exceptional opportunity to create your own lakeside retreat. Outside, you’ll find a detached two-car garage with workshop, carport, storage shed, and an additional outbuilding with power, water, toilet, and shower, offering flexible space for hobbies, equipment, recreational vehicles, storage, or future projects. Inside, the home features a large living room, formal dining area, inviting family room, and spacious kitchen with abundant cabinetry, plus a casual dining area. A spacious laundry room with utility sink, storage, and counter space adds convenience, with access from inside the home and the large front patio. The generously sized primary suite includes multiple closets, a walk in closet, a separate dressing area with vanity, walk-in shower, and step-down sunken tub. The patio off the primary bathroom offers a peaceful spot to enjoy morning sunrises and views of the property and lake. Outdoor living continues with an expansive back patio for relaxing and entertaining, plus a separate patio off the kitchen dining area. With its expansive grounds, beautiful lake setting, and versatile spaces, this unique Smith Lake property offers endless possibilities to make it your own.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,566
Sqft
4.97 ac
Lot size
2
Garage
1972
Year built
One
Levels
$258
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,178 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,178/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
$/sqft vs Belleview actives
$258 vs $179
Days on market
4 vs 42 typical
Where $258/sqft sits among the 144 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$257K → $268K
Belleview median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
74 of 144
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 10617 SE 95TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$350,000
10170 SE 106TH LANE
3 bd · 2 ba · 2,668 sqft · $131/sqft · 50 DOM
Sold · Apr ’26$413,500
9343 SE 108TH PLACE
3 bd · 2 ba · 2,429 sqft · $170/sqft · 18 DOM
Sold · Mar ’26$1,100,000
11638 SE 101ST COURT ROAD
3 bd · 3 ba · 2,716 sqft · $405/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10617 SE 95TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10617 SE 95TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10617 SE 95TH TERRACE FAQs
What would the monthly payment be for 10617 SE 95TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,178/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10617 SE 95TH TERRACE?+
The most recent tax bill on record (2025) was $2,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10617 SE 95TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belleview?+
At $662,000, this home is listed about 145% above the Belleview median of $270,445. The market section on this page shows how the area is trending.
Which schools are assigned to 10617 SE 95TH TERRACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$662,000 runs 165% above the BELLEVIEW 34420 median — but at 2,566 sqft it's also 63% larger than the typical Belleview listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Belleview market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of THE REAL ESTATE COLLECTION LLC · Erin Collins. MLS #O6435301.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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