CENTURY 21 Edge
$709,5994 bd3 ba2,694 sqft$263 /sqft≈$4,583 /mo all-in ↓

9820 SE 110TH STREET ROAD, BELLEVIEW, FL, 34420

Active20 days on marketListed Sep 22, 2026MLS #OM732648

WaterfrontPrivate poolSingle Family ResidenceSMITH LAKE ESTATES

About this home

9820 SE 110TH STREET ROAD

Welcome to 9820 SE 110th Street Road in Belleview, Florida—a four-bedroom, three-bath waterfront home on 1.14 acres along Smith Lake. Granddaddy oak trees dot the front grounds, creating a beautiful first impression as you follow the long driveway to the three-bay, side-entry garage. A brick paver walkway leads to the oversized front porch. Built in 2000 and cared for with pride, this home pairs traditional warmth with the Florida lakefront lifestyle. The living room draws your eye straight to the water and features a wood-burning fireplace and built-in shelving. Just beyond, the eat-in kitchen is surrounded by lake views and offers maple cabinetry, granite countertops, and stainless steel appliances. A formal dining room and a separate family room or den give you space to gather, unwind, or simply enjoy the setting. Wake up to the lake from the primary bedroom, where an oversized window brings the view inside. The primary bath includes dual granite-topped vanities, a separate shower, and a 4 jet whirlpool soaking tub. Three additional bedrooms provide flexible space for guests, hobbies, or a home office; one has its own bathroom with outdoor access. Sliding glass doors open to a screened lanai with dual ceiling fans, an inviting spot to take in the sunset. Outside, the 24-by-14-foot solar-heated pool is surrounded by mature landscaping and lake views of the 167 foot water frontage. For those drawn to life on the water, the property also features a private concrete boat launch and an approximately 154-foot dock leading to a 22-by-15-foot boathouse with a electric boat lift. Enjoy the privacy of your own Smith Lake retreat while remaining within reach of Belleview’s shops and dining, Lake Weir, Lake Lillian Park, the Santos Trails, and Ocala.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,694

Sqft

1.14 ac

Lot size

3

Garage

2000

Year built

One

Levels

$263

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringLaminate · Tile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Solid Surface Counters · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionOther
FoundationConcrete Perimeter
ViewTrees/Woods · Water
FacesNorth
ParkingDriveway · Garage Faces Side · Ground Level · Off Street · Oversized
ExteriorLighting · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$3,938/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,583 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,829
PMI (est., until 20% equity)$266
Property tax — 2025 actual bill$328
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,960Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,960
Interest rate6.00%
Loan term

Estimated payment

$4,583/mo

Principal & interest$3,829
PMI (est., until 20% equity)$266
Property taxes (actual bill)$328
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $710K
$327KedgeAI estimate $370,122 · range $341K–$407K$738K

vs edgeAI estimate

+91.7%

$/sqft vs Belleview actives

$263 vs $180

Days on market

20 vs 69 typical

Where $263/sqft sits among the 144 Belleview actives

26
58
31
12
6 · this home
11
$122–153$153–184$184–215$215–245$245–276$276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleview

Get to know Belleview. See the full Belleview guide →

BELLEVIEW 34420 — neighborhood snapshot

Population

19,167

Median age

43

Median income

$52,551

Median home value

$192,600

Avg household

2.59

Households w/ children

2,199

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleview market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$257K → $268K

Belleview median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

75 of 144

Belleview actives have cut their price

Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 197% above the BELLEVIEW 34420 median. See the full Belleview market guide →

Paper trail

This home's history

Sep 22, 2026Listed at $709,599 · 20 days on market since
2000Built · SMITH LAKE ESTATES

Reality check

What actually sold near 9820 SE 110TH STREET ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11638 SE 101ST COURT ROADSold · Mar ’26

$1,100,000

11638 SE 101ST COURT ROAD

3 bd · 3 ba · 2,716 sqft · $405/sqft · 22 DOM

10170 SE 106TH LANESold · Apr ’26

$350,000

10170 SE 106TH LANE

3 bd · 2 ba · 2,668 sqft · $131/sqft · 50 DOM

9343 SE 108TH PLACESold · Apr ’26

$413,500

9343 SE 108TH PLACE

3 bd · 2 ba · 2,429 sqft · $170/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Lewis

Your agent

Shawn Lewis

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 9820 SE 110TH STREET ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9820 SE 110TH STREET ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9820 SE 110TH STREET ROAD FAQs

What would the monthly payment be for 9820 SE 110TH STREET ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,583/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9820 SE 110TH STREET ROAD?+

The most recent tax bill on record (2025) was $3,938. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Belleview?+

At $709,599, this home is listed about 150% above the Belleview median of $283,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9820 SE 110TH STREET ROAD?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ASHLEY YATES REALTY · Ashley Yates, PA. MLS #OM732648.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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