12634 VALENCIA DRIVE, CLERMONT, FL, 34711
Active16 days on marketListed Sep 4, 2026MLS #O6436842
About this home
12634 VALENCIA DRIVE
Looking for that large generational home that truly has it all? Look no further! Located in the heart of Clermont, this one-of-a-kind home offers the perfect blend of space, privacy, and exceptional entertaining areas. Featuring 5 bedrooms, 3 full bathrooms, and 2 half bathrooms, this home includes a spacious mother-in-law suite with a private entrance and living space, making it ideal for multigenerational living or accommodating guests. The primary suite is conveniently located just off the pool area and features his-and-hers closets and a completely remodeled bathroom with dual vanities and a spacious walk-in shower. Upon entering, you're welcomed by a grand foyer that flows into a custom full bar, gorgeous great room, and an expansive gourmet kitchen designed for entertaining and large gatherings. The dedicated office features custom built-ins, while durable LVP flooring throughout makes everyday living and maintenance a breeze. Step outside and discover your own private oasis. The expansive saltwater pool and spa area is perfect for relaxing or entertaining, complete with a large covered outdoor shower, tiki hut and plenty of deck space along with multiple porches for enjoying Florida's beautiful weather. A spacious circular paver driveway provides plenty of parking for family and guests, while the surrounding privacy creates a peaceful retreat. Located in the desirable Westview Terrace community, just off Anderson Hill Road, you'll enjoy a convenient Clermont location close to shopping, dining, entertainment, and more—all with an extremely low HOA of just $150 annually. This is truly a rare find with room for everyone and incredible potential. The seller is installing a new roof September 2026. Plus, when you use our preferred lender, the lender will contribute 1% toward the buyer's closing costs. Homes like this don't come along often—come see everything this exceptional Clermont property has to offer!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
5,194
Sqft
0.54 ac
Lot size
2
Garage
1989
Year built
Multi/Split
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,749 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,749/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clermont actives
$173 vs $222
Days on market
16 vs 46 typical
Where $173/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34711 — neighborhood snapshot
Population
69,727
Median age
43.7
Median income
$88,474
Median home value
$369,900
Avg household
2.69
Households w/ children
7,374
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $445K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
254 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12634 VALENCIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$785,000
12736 LAKE RIDGE CIRCLE
6 bd · 3.5 ba · 4,917 sqft · $160/sqft · 111 DOM
Sold · Nov ’25$665,000
1000 GLENRAVEN LANE
5 bd · 3 ba · 4,900 sqft · $136/sqft · 69 DOM
Sold · Aug ’26$635,000
1852 SANDERLING DRIVE
5 bd · 3 ba · 4,856 sqft · $131/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12634 VALENCIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12634 VALENCIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12634 VALENCIA DRIVE FAQs
What would the monthly payment be for 12634 VALENCIA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,749/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12634 VALENCIA DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12634 VALENCIA DRIVE?+
The most recent tax bill on record (2025) was $4,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12634 VALENCIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $899,000, this home is listed about 95% above the Clermont median of $460,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12634 VALENCIA DRIVE?+
Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ALL REAL ESTATE & INVESTMENTS · Patti-Jo Jungreis. MLS #O6436842.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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