CENTURY 21 Edge
$295,0001 bd1 ba780 sqft$378 /sqft≈$2,332 /mo all-in ↓

1018 S ELM AVENUE, SANFORD, FL, 32771

Active45 days on marketListed Sep 1, 2026MLS #O6437017

✦ Priced 13% below the SANFORD 32771 medianSingle Family ResidenceTOWN OF SANFORD

About this home

1018 S ELM AVENUE

HISTORIC SANFORD CHARM | GOLF CART DISTRICT | JUST BLOCKS FROM DOWNTOWN Step into the character of Sanford's past while enjoying the lifestyle of today. This charming 1910 historic home is located in Sanford's Residential Historic District and offers approximately 780 SF of living space, a detached 2-car garage/storage building, and an approximately 5,800-SF lot with NO HOA. Inside, historic character meets everyday functionality with beautiful natural light, wood and tile flooring, and a comfortable living area. The kitchen features solid wood cabinetry, stone countertops and modern appliances. A versatile Florida room provides additional space for a home office, studio, reading room or entertaining. Outside, you'll find the kind of space that's increasingly difficult to find near downtown: a private yard, off-street parking and a detached 2-car garage/storage building offering plenty of room for vehicles, hobbies, a workshop or additional storage. And then there's the location. Situated in Sanford's Golf Cart District and just blocks from Historic Downtown Sanford, you can walk or hop in your golf cart and enjoy the area's restaurants, breweries, shops, entertainment and community events, then return home to your own private historic property. This is an opportunity for someone who wants something distinctive—not cookie-cutter: historic character, outdoor space, garage capacity, no HOA and an enviable downtown lifestyle. 1910 Historic Home | ~780 SF | ~5,800-SF Lot | Detached 2-Car Garage | No HOA | Golf Cart District | Just Blocks from Downtown Seller is offering a RATE BUYDOWN INCENTIVE THROUGH THE SELLER'S PREFERRED LENDER to help make financing more affordable. Ask for details and schedule your private showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

780

Sqft

0.13 ac

Lot size

2

Garage

1910

Year built

One

Levels

$378

Per sqft

FireplaceGarden & Trees/Woods view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewGarden · Trees/Woods
FacesEast
ParkingGarage Door Opener · Garage Faces Rear · Under Building
ExteriorFire Pit · Garden · Lighting · Sidewalk

Community & fees

Taxes (2025)$3,661/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,332 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate6.00%
Loan term

Estimated payment

$2,332/mo

Principal & interest$1,737
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$153KedgeAI estimate $176,784 · range $159K–$194K$307K

vs edgeAI estimate

+66.9%

$/sqft vs Sanford actives

$378 vs $220

Days on market

45 vs 57 typical

Where $378/sqft sits among the 399 Sanford actives

95
143
87
49
6
19 · this home
$156–193$193–230$230–267$267–304$304–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Residential Historic District

Drive times from this address

Downtown Orlando≈ 31 min
Orlando Int’l Airport (MCO)≈ 39 min
Universal Orlando≈ 43 min
Walt Disney World≈ 55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sanford. See the full Sanford guide →

Residential Historic District — neighborhood snapshot

Population

1,191

Median age

45

Median income

$67,599

Median home value

$301,772

Avg household

2

Households w/ children

129

For the school run

Seminole County School District

ElementaryHamilton Elementary School★★★★★
ElementaryPine Crest Elementary School★★★★★
ElementaryMidway Elementary School★★★★★
HighSeminole High School★★★★★
MiddleMarkham Woods Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sanford market

Seller’s marketLeans seller — 3.8 months of inventoryBuyer’s market

$354K → $380K

Sanford median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

215 of 399

Sanford actives have cut their price

Median sold price, Sanford, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the SANFORD 32771 median. See the full Sanford market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $295,000 · 45 days on market since
1910Built · TOWN OF SANFORD

Reality check

What actually sold near 1018 S ELM AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2400 ORANGE AVENUESold · Nov ’25

$104,000

2400 ORANGE AVENUE

2 bd · 1 ba · 768 sqft · $135/sqft · 2 DOM

1208 RANDOLPH STREETSold · Jul ’26

$210,000

1208 RANDOLPH STREET

2 bd · 1 ba · 806 sqft · $261/sqft · 0 DOM

815 E 7TH STREET ESold · Oct ’25

$200,000

815 E 7TH STREET E

2 bd · 1 ba · 744 sqft · $269/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1018 S ELM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1018 S ELM AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1018 S ELM AVENUE FAQs

What would the monthly payment be for 1018 S ELM AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,332/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1018 S ELM AVENUE?+

The most recent tax bill on record (2025) was $3,661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sanford?+

At $295,000, this home is listed about 22% below the Sanford median of $379,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1018 S ELM AVENUE?+

Hamilton Elementary School (elementary), Pine Crest Elementary School (elementary), Midway Elementary School (elementary), Seminole High School (high), Markham Woods Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6437017.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sanford homes, in your inbox

Like 1018 S ELM AVENUE but not quite? A daily digest of every new listing in Sanford — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Anealya to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 16, 2026 at 9:20 AM UTC. The listing information on this page last changed on October 16, 2026 at 9:20 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 16, 2026 at 9:20 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 16, 2026 at 9:20 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.