6025 CYPRESS TERRACE, SEBRING, FL, 33876
Active26 days on marketListed Sep 16, 2026MLS #O6438741
About this home
6025 CYPRESS TERRACE
Welcome home to this BRAND NEW 3-bedroom, 2-bathroom home that has a lot to and is ready for its first owner. The home features a metal roof, granite countertops throughout, nice open kitchen with stainless appliances. Walk into the master suite which features a nice walk in closet, his and her sinks and a nice and spacious tiled shower. Outside of the home, the community offers some great amenities, including pickleball courts, basketball courts, and a playground. The location is also a big plus, with Lake Istokpoga nearby for those who enjoy fishing, boating, and spending time outdoors. Whether you're looking for a place to call home, a weekend getaway, or an investment property, this is a great opportunity to own a home in the Sebring area. Come take a look and see what makes this property a great place to call home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,508
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,100 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,100/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.5%
$/sqft vs Sebring actives
$195 vs $181
Days on market
26 vs 88 typical
Where $195/sqft sits among the 175 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,763/mo median
Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
SEBRING 33876 — neighborhood snapshot
Population
7,378
Median age
54.4
Median income
$55,490
Median home value
$161,500
Avg household
2.65
Households w/ children
451
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$265K → $274K
Sebring median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
81 of 175
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the SEBRING 33876 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 6025 CYPRESS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$307,500
2732 DUANE PALMER BOULEVARD
3 bd · 2 ba · 1,532 sqft · $201/sqft · 53 DOM
Sold · Nov ’25$315,000
2724 DUANE PALMER BOULEVARD
3 bd · 2 ba · 1,460 sqft · $216/sqft · 92 DOM
Sold · Apr ’26$310,000
5528 THUNDER RD
3 bd · 2 ba · 1,643 sqft · $189/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6025 CYPRESS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6025 CYPRESS TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6025 CYPRESS TERRACE FAQs
What would the monthly payment be for 6025 CYPRESS TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,100/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6025 CYPRESS TERRACE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6025 CYPRESS TERRACE?+
The most recent tax bill on record (2025) was $832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 6025 CYPRESS TERRACE be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 6025 CYPRESS TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $294,000, this home is priced right at the Sebring median.
Which schools are assigned to 6025 CYPRESS TERRACE?+
Sebring High School (high), Cracker Trail Elementary School (elementary), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$294,000 runs 96% above the SEBRING 33876 median.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03The price has already moved
Listed at $299,000, now $294,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of AGENT GROUP REALTY · John Wiertel. MLS #O6438741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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