3625 WATERS EDGE DRIVE, BELLE ISLE, FL, 32812
Active17 days on marketListed Sep 3, 2026MLS #O6439027
About this home
3625 WATERS EDGE DRIVE
Virtually Staged. Welcome to 3625 Waters Edge Drive in Belle Isle, a rare opportunity to own a spacious 4-bedroom, 3-bathroom, ONE-STORY WATERFRONT HOME on a beautiful 0.39-acre lot with direct CANAL ACCESS to the Conway Chain of Lakes. Offering approximately 2,813 square feet, this home combines comfortable living spaces with exceptional outdoor and boating features in one of Belle Isle’s most desirable locations. The open floor plan creates an inviting flow between the kitchen, dining, and living areas, while large windows overlook the beautifully landscaped backyard and tranquil WATER VIEWS. The updated kitchen features granite countertops, a large island with seating area, cooktop, built-in oven and microwave, and stainless-steel appliances, making it ideal for both everyday living and entertaining. The spacious primary suite offers a beautifully upgraded bathroom featuring marble tile finishes and a smart-control shower. Major renovations and upgrades were completed in 2020, including windows replacement. The NEW roof was replaced in 2026. Step outside to enjoy the COVERED PORCH with brick pavers, beautifully maintained landscaping, and a COVERED PERGOLA featuring a custom-built Argentine-style WOOD-FIRE GRILL, creating an incredible space for outdoor gatherings and entertaining. The property also offers a PRIVATE BOAT DOCK with a covered boat area, providing plenty of space for your boat and water toys. The canal leads directly to the CONWAY Chain of Lakes, offering endless opportunities for boating, fishing, and enjoying the Florida waterfront lifestyle. The optional HOA is only $150 per year, providing flexibility while still offering access to community amenities. The community also offers a boat ramp. A spacious 2-car garage offers plenty of room for vehicles and storage, while the oversized U-SHAPED paver driveway provides abundant parking for guests, recreational vehicles, and your boat. Ideally located in BELLE ISLE, just minutes from Downtown Orlando, Orlando International Airport, shopping, dining, and major roadways, this home offers the perfect combination of waterfront living, privacy, convenience, and location. Bring your boat and enjoy the best of Central Florida lake living! Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,813
Sqft
0.39 ac
Lot size
2
Garage
1979
Year built
One
Levels
$459
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,142 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,142/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+67%
$/sqft vs Belle Isle actives
$459 vs $294
Days on market
17 vs 70 typical
Where $459/sqft sits among the 16 Belle Isle actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Conway Lakes Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belle Isle. See the full Belle Isle guide →
Conway Lakes Estates — neighborhood snapshot
Population
1,308
Median age
44
Median income
$129,375
Median home value
$584,300
Avg household
3
Households w/ children
158
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belle Isle market
$630K → $665K
Belle Isle median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 16
Belle Isle actives have cut their price
Median sold price, Belle Isle, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 486% above the BELLE ISLE 32812 median. See the full Belle Isle market guide →
Paper trail
This home's history
Reality check
What actually sold near 3625 WATERS EDGE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$682,500
6621 CITRUS VALLEY DRIVE · same community
4 bd · 2 ba · 2,826 sqft · $242/sqft · 3 DOM
Sold · Mar ’26$790,000
6416 SAINT PARTIN PLACE · same community
4 bd · 3 ba · 2,739 sqft · $288/sqft · 29 DOM
Sold · Oct ’25$621,000
1812 WIND WILLOW ROAD
4 bd · 2.5 ba · 2,746 sqft · $226/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3625 WATERS EDGE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3625 WATERS EDGE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3625 WATERS EDGE DRIVE FAQs
What would the monthly payment be for 3625 WATERS EDGE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,142/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3625 WATERS EDGE DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3625 WATERS EDGE DRIVE?+
The most recent tax bill on record (2025) was $6,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3625 WATERS EDGE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Belle Isle?+
At $1,290,000, this home is listed about 148% above the Belle Isle median of $519,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3625 WATERS EDGE DRIVE?+
Shenandoah Elementary (elementary), Conway Middle (middle), Oak Ridge High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE LAKES · Anastasiia Zbihla. MLS #O6439027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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