CENTURY 21 Edge
✦ Short-Term Rental Eligible
$365,000$369,9004 bd2 ba1,793.2 sqft$204 /sqft≈$2,543 /mo all-in ↓

325 COSTA BRAVO DRIVE, SEBRING, FL, 33876

Active34 days on marketListed Sep 8, 2026MLS #O6439915

✦ Reduced $5K✦ New constructionSingle Family ResidenceSPRING LAKE VILL 04

Come see it

Upcoming open house

Sat, Oct 17

2:00 PM – 4:00 PM

OPEN HOUSE- COME TOUR THIS BEAUTIFUL NEW CONSTRUCTION HOME!! Discover this stunning 4 bedroom, 2 bathroom home featuring 1,793 sq ft of living space in the desirable Spring Lake Community of Sebring! Enjoy modern finishes, a spacious open floor plan, a 2 car garage, and thoughtful upgrades throughout. This beautiful home offers comfort, style, and functionality. Seller is offering assistance toward buyer's closing costs with an acceptable offer! All buyer and realtors are welcome!!

About this home

325 COSTA BRAVO DRIVE

Welcome to this beautiful brand-new construction home in the desirable Spring Lake Community of Sebring! Situated on an approximately 0.52-acre lot, this thoughtfully designed 4-Bedrooms, 2-Bathroom home offers approximately 1,793 SQFT of living space, combining modern style, comfort, and functionality. Step inside to a bright open-concept floor plan with contemporary finishes. The kitchen features a modern design with ample cabinetry and workspace, while the primary suite offers spacious walk-in closets. Both bathrooms feature elegant porcelain tile. THIS HOME WAS ALSO DESIGNED WITH FUTURE-READY ELECTRICAL AND TECHNOLOGY FEATURES, including: -50A receptacle for EV charging -Pre-wire for a future pool. -Conveniently placed receptacles for Christmas lighting. -Low-voltage wiring with dedicated points for future security cameras. Brand new, thoughtfully equipped, and ready for its first owner - schedule your private showing today! SELLER OFFERING CLOSING COST ASSISTANCE! Take advantage of this opportunity to own a beautiful, brand-new 4-bedroom 2 bathroom home in Sebring

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,793.2

Sqft

0.51 ac

Lot size

2

Garage

2026

Year built

One

Levels

$204

Per sqft

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorEating Space In Kitchen · High Ceilings · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingExhaust Fan · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

HOA fee$4/mo
Taxes (2025)$832/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,543 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$69
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$2,543/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$69
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$298KedgeAI estimate $319,810 · range $310K–$330K$380K

vs edgeAI estimate

+14.1%

$/sqft vs Sebring actives

$204 vs $181

Days on market

34 vs 86 typical

Where $204/sqft sits among the 175 Sebring actives

30
32
37
40 · this home
22
14
$125–147$147–169$169–191$191–213$213–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,763/mo median

MarketSebring
Annual gross at median$21,150
Gross yield on this price5.8%
Homes for rent right now28

Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Spring Lake

Spring Lake is a short-term-rental community. See the full guide →

SEBRING 33876 — neighborhood snapshot

Population

7,378

Median age

54.4

Median income

$55,490

Median home value

$161,500

Avg household

2.65

Households w/ children

451

For the school run

Highlands County School District

HighSebring High School★★★★★
ElementaryCracker Trail Elementary School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer — 7.4 months of inventoryBuyer’s market

$265K → $274K

Sebring median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

81 of 175

Sebring actives have cut their price

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the SEBRING 33876 median. See the full Sebring market guide →

Paper trail

This home's history

CurrentPrice reduced to $365,000 ▼ $5K
Sep 8, 2026Listed at $369,900 · 34 days on market since
2026Built · SPRING LAKE VILL 04

Reality check

What actually sold near 325 COSTA BRAVO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7825 PINE GLEN ROADSold · Sep ’26

$359,000

7825 PINE GLEN ROAD

3 bd · 2 ba · 1,711 sqft · $210/sqft · 48 DOM

7316 ROLLING HILLS ROADSold · Oct ’25

$360,000

7316 ROLLING HILLS ROAD

3 bd · 2 ba · 1,911 sqft · $188/sqft · 36 DOM

7908 PINE GLEN ROADSold · Jan ’26

$300,000

7908 PINE GLEN ROAD

3 bd · 2.5 ba · 1,586 sqft · $189/sqft · 152 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 325 COSTA BRAVO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 325 COSTA BRAVO DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

325 COSTA BRAVO DRIVE FAQs

What would the monthly payment be for 325 COSTA BRAVO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,543/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 325 COSTA BRAVO DRIVE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 325 COSTA BRAVO DRIVE?+

The most recent tax bill on record (2025) was $832. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 325 COSTA BRAVO DRIVE be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 325 COSTA BRAVO DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $365,000, this home is listed about 24% above the Sebring median of $294,385. The market section on this page shows how the area is trending.

Which schools are assigned to 325 COSTA BRAVO DRIVE?+

Sebring High School (high), Cracker Trail Elementary School (elementary), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$365,000 runs 143% above the SEBRING 33876 median — but at 1,793.2 sqft it's also 18% larger than the typical Sebring listing.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03The price has already moved

Listed at $369,900, now $365,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY LLC · Karly Sanchez Ramirez. MLS #O6439915.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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325 COSTA BRAVO DRIVE, SEBRING, FL — 4 Bed, 2 Bath — $365,000 | CENTURY 21 Edge