1405 MIRABELLA CIRCLE, DAVENPORT, FL, 33897
Active12 days on marketListed Sep 10, 2026MLS #O6439958
About this home
1405 MIRABELLA CIRCLE
**Assumable Mortgage available with 5.375% interest rate!** Welcome to this beautifully maintained 3-bedroom, 2.5-bathroom townhome, built in 2022 and offering modern finishes, thoughtful design, and low-maintenance living in the heart of Davenport! The main level features luxury vinyl plank flooring, an open-concept layout, and a kitchen with granite countertops, stainless steel appliances, and TWO spacious pantries for plenty of storage. Additional features include a hybrid water heater, Ring doorbell, convenient one-car garage, and a private rear setting with NO direct rear neighbors! Enjoy the added benefit of an average electric bill of only approximately $120–$150 per month. The community offers fantastic amenities including a pool, dog park, and playground, while the HOA takes care of both the roof and lawn maintenance. Ideally located near major attractions, shopping, dining, and entertainment, with easy access to Walt Disney World, Universal Orlando, SeaWorld, LEGOLAND Florida, Posner Park, ChampionsGate, and I-4. Nearby recreational options include Northeast Regional Park, while Posner Park provides convenient shopping and dining. This is a fantastic opportunity to own a newer townhome in a desirable Davenport location with modern features, great community amenities, and an HOA that covers some of the biggest exterior maintenance expenses. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,578
Sqft
0.04 ac
Lot size
1
Garage
2022
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,547 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,547/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.1%
$/sqft vs Davenport actives
$196 vs $185
Days on market
12 vs 54 typical
Where $196/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33897 — neighborhood snapshot
Population
29,206
Median age
38.9
Median income
$73,457
Median home value
$279,100
Avg household
2.85
Households w/ children
3,278
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
201 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1405 MIRABELLA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$270,000
1340 MIRABELLA CIRCLE · same community
3 bd · 2.5 ba · 1,578 sqft · $171/sqft · 87 DOM
Sold · Jan ’26$303,000
1401 MIRABELLA CIRCLE · same community
3 bd · 2.5 ba · 1,578 sqft · $192/sqft · 194 DOM
Sold · Jun ’26$295,000
1416 MIRABELLA CIRCLE · same community
3 bd · 2.5 ba · 1,578 sqft · $187/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1405 MIRABELLA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1405 MIRABELLA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1405 MIRABELLA CIRCLE FAQs
What would the monthly payment be for 1405 MIRABELLA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,547/mo — principal and interest, the actual property-tax bill, the $130/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1405 MIRABELLA CIRCLE?+
The association fee works out to $130 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1405 MIRABELLA CIRCLE?+
The most recent tax bill on record (2025) was $3,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1405 MIRABELLA CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $309,990, this home is listed about 20% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1405 MIRABELLA CIRCLE?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAINFRAME REAL ESTATE · Valentina Calla. MLS #O6439958.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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