
PALM STREET, LADY LAKE, FL, 32159
Active37 days on marketListed Sep 9, 2026MLS #O6440049
About this home
PALM STREET
Discover the possibilities with this wooded residential homesite in Lady Lake, offering a peaceful setting with mature trees and plenty of potential to create your own Florida retreat. Located in an established residential area with convenient access to US 27/441, the property is close to shopping, dining, recreation, and all that nearby The Villages has to offer. Outdoor enthusiasts will appreciate proximity to Lake Griffin State Park, with opportunities for boating, fishing, paddling, and hiking. The home immediately next door to the east is also available for sale, creating a unique opportunity to purchase both properties together for additional land, privacy, or future possibilities. Whether purchased separately or together with the neighboring home, this vacant parcel offers flexibility and an excellent opportunity to own land in the growing Lady Lake area. Buyer to verify zoning, utilities, building requirements, and intended use with the appropriate governmental authorities.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$341 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$341/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $315K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% below the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near PALM STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$271,000
4524 LEMON STREET · same community
3 bd · 2 ba · 1,049 sqft · $258/sqft · 25 DOM
Sold · Aug ’26$218,000
40248 ORANGE CIRCLE · same community
2 bd · 2 ba · 1,114 sqft · $196/sqft · 87 DOM
Sold · Dec ’25$225,000
4024 ELM STREET · same community
3 bd · 2 ba · 1,242 sqft · $181/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about PALM STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for PALM STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
PALM STREET FAQs
What would the monthly payment be for PALM STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $341/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on PALM STREET?+
The most recent tax bill on record (2025) was $277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lady Lake?+
At $25,000, this home is listed about 93% below the Lady Lake median of $349,900. The market section on this page shows how the area is trending.
Which schools are assigned to PALM STREET?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CORBELO LLC · Michael Kara. MLS #O6440049.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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