5455 PEBBLE BEACH DRIVE, LAKELAND, FL, 33812
Active34 days on marketListed Sep 14, 2026MLS #O6441798
About this home
5455 PEBBLE BEACH DRIVE
Situated on almost 1/4 of an acre, this beautiful Tapia-built home in highly desirable Clubhill Estates, South Lakeland is one of the newer homes in this well-established community. This thoughtfully designed residence offers an open, inviting layout with quality finishes and beautiful architectural details. Features include 18" tile flooring throughout the main living areas, laminate wood flooring in the primary suite, tray ceilings, crown molding, 6" baseboards, arched entryways, and an abundance of natural light. The spacious kitchen boasts solid wood cabinetry, granite countertops, stainless steel appliances, pantry, breakfast nook, and breakfast bar—perfect for entertaining. The split-bedroom floor plan provides privacy, while the spacious primary suite features a large walk-in closet, dual vanities, ample cabinetry, and private water closet. The laundry room includes a washer, dryer, and utility sink. Step through the living room sliders to a screened lanai and beautifully landscaped, vinyl-fenced backyard with plenty of green space and a large covered porch with ceiling fan—ideal for relaxing or entertaining outdoors. Additional highlights include a two-car garage, paver driveway and entry, irrigation system, and alarm system. Conveniently located near Orlando Health Watson Clinic, with easy access to Polk Parkway (SR 570) and Bartow Road, and approximately 15 minutes to Lakeside Village for shopping and dining. A wonderful opportunity to enjoy the comfort of a newer home in an established South Lakeland neighborhood! Seller motivated, make your appointment now!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,249
Sqft
0.24 ac
Lot size
2
Garage
2014
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,587 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,587/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.5%
$/sqft vs Lakeland actives
$216 vs $193
Days on market
34 vs 60 typical
Where $216/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
219 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 5455 PEBBLE BEACH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$400,000
5564 PEBBLE BEACH DRIVE · same community
3 bd · 2.5 ba · 2,567 sqft · $156/sqft · 130 DOM
Sold · May ’26$525,000
5561 PEBBLE BEACH DRIVE · same community
4 bd · 3 ba · 2,588 sqft · $203/sqft · 3 DOM
Sold · May ’26$370,000
6371 ALAMANDA HILLS DRIVE
4 bd · 2 ba · 2,250 sqft · $164/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5455 PEBBLE BEACH DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5455 PEBBLE BEACH DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5455 PEBBLE BEACH DRIVE FAQs
What would the monthly payment be for 5455 PEBBLE BEACH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,587/mo — principal and interest, the actual property-tax bill, the $52/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5455 PEBBLE BEACH DRIVE?+
The association fee works out to $52 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5455 PEBBLE BEACH DRIVE?+
The most recent tax bill on record (2025) was $3,669. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5455 PEBBLE BEACH DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $485,000, this home is listed about 46% above the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5455 PEBBLE BEACH DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTERGATE REALTY LLC · Virginia Aceituno. MLS #O6441798.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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