813 SILVERWOOD DRIVE, LAKE MARY, FL, 32746
Active13 days on marketListed Sep 14, 2026MLS #O6441846
About this home
813 SILVERWOOD DRIVE
Attention investors! Beautiful income-producing property in prime Lake Mary location. Tenant in place through July 31, 2028. Welcome to Silver Lakes, part of The Crossing Master Planned Community near Greenwood Lakes Middle School and Lake Mary High School. Conveniently located off Greenway Blvd, this one-story home has four bedrooms and three bathrooms, a nice-sized fenced backyard, and a large screen-enclosed patio. The gourmet kitchen opens to the living room and dining room and has been beautifully updated. The split floor plan features a large owner's suite and oversized owner's bathrooms with a separate soaking tub and shower. Two bedrooms share a Jack-and-Jill full bathroom. The fourth bedroom is spacious and private. Vaulted ceilings and skylights make the space feel light and bright. The wood-burning fireplace has been tastefully updated with stacked stone. The flooring is a light luxury vinyl plank in the living areas, carpet in the bedrooms, and tile in the bathrooms. The long-term, high-quality tenant has taken excellent care of the home and made several improvements. The chandelier light fixtures, Roman shade window treatments, and refrigerators are the tenant's personal property and will be replaced with standard fixtures before she vacates. A local property management company professionally manages the property, and the lease is transferable to the new owner. Contact the listing agent for details and to schedule your appointment today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,346
Sqft
0.25 ac
Lot size
2
Garage
1988
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,426 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,426/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.2%
$/sqft vs Lake Mary actives
$272 vs $243
Days on market
13 vs 35 typical
Where $272/sqft sits among the 182 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Silver Lake — neighborhood snapshot
Population
604
Median age
46
Median income
$90,893
Median home value
$397,000
Avg household
2
Households w/ children
61%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
91 of 182
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 813 SILVERWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$710,000
788 SILVERWOOD DRIVE · same community
4 bd · 2 ba · 2,424 sqft · $293/sqft · 108 DOM
Sold · Sep ’26$566,000
804 SILVERWOOD DRIVE · same community
4 bd · 2.5 ba · 2,431 sqft · $233/sqft · 39 DOM
Sold · Jun ’26$655,000
942 SHRIVER CIRCLE · same community
4 bd · 3 ba · 2,121 sqft · $309/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 813 SILVERWOOD DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 813 SILVERWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
813 SILVERWOOD DRIVE FAQs
What would the monthly payment be for 813 SILVERWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,426/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 813 SILVERWOOD DRIVE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 813 SILVERWOOD DRIVE?+
The most recent tax bill on record (2025) was $6,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 813 SILVERWOOD DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $639,000, this home is listed about 32% above the Lake Mary median of $485,000. The market section on this page shows how the area is trending.
Which schools are assigned to 813 SILVERWOOD DRIVE?+
Greenwood Lakes Middle School (middle), Lake Mary High School (high), Woodlands Elementary School (elementary) — Seminole County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Q BOUTIQUE SPECIALTY REALTY INC · Laura Diss. MLS #O6441846.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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