CENTURY 21 Edge

285 SHADY LANE, ORANGE CITY, FL, 32763

Active3 days on marketListed Sep 17, 2026MLS #O6442524

Priced 33% below the Orange City median

About this home

285 SHADY LANE

2.5 ACRES OF OPPORTUNITY IN ORANGE CITY, FL! Build your dream home and enjoy the space, privacy, and flexibility that comes with owning acreage. This expansive 2.5-acre property offers a rare opportunity to create a custom home and lifestyle tailored to your vision. Whether you’re looking to build a private estate, bring your own plans, or simply have room to spread out, this property provides the canvas to make it happen. Located in prime location with convenient access 1792 & Saxon Blvd, shopping, dining, schools, and major roadways are all within a short drive. Bring your vision and build the dream home you’ve always wanted on 2.5 acres! No HOA.

Facts & features

The home at a glance

2.5 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$1,759/yr

Utilities & systems

UtilitiesOther · Utility Pole
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,699 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$147
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,700
Interest rate6.00%
Loan term

Estimated payment

$1,699/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$147
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Orange City

Drive times from this address

Downtown Orlando37 min
Universal Orlando50 min
Orlando Int’l Airport (MCO)56 min
Walt Disney World62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orange City. See the full Orange City guide →

The numbers that matter

The Orange City market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$320K$305K

Orange City median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Orange City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% below the Orange City median. See the full Orange City market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $220,000 · 3 days on market since

Reality check

What actually sold near 285 SHADY LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

59 FAIRWAY DRIVE UNIT 59Sold · Aug ’26

$279,000

59 FAIRWAY DRIVE UNIT 59

3 bd · 2 ba · 1,230 sqft · $227/sqft · 56 DOM

617 FAWN RIDGE DRIVESold · Mar ’26

$315,000

617 FAWN RIDGE DRIVE

3 bd · 2 ba · 1,253 sqft · $251/sqft · 98 DOM

86 DOGWOOD TRAILSold · Jun ’26

$319,000

86 DOGWOOD TRAIL

3 bd · 2 ba · 1,473 sqft · $217/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 285 SHADY LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 285 SHADY LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

285 SHADY LANE FAQs

What would the monthly payment be for 285 SHADY LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,699/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 285 SHADY LANE?+

The most recent tax bill on record (2025) was $1,759. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orange City?+

At $220,000, this home is listed about 33% below the Orange City median of $330,535. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Orange City market on paper

$220,000 is 33% below the Orange City median of $330,535.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Orange City market that averages 48 — if it fits, move quickly.

Listing courtesy of COLDWELL BANKER REALTY · Trace Christian, Iii. MLS #O6442524.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

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Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 9:05 PM UTC. The listing information on this page last changed on September 20, 2026 at 9:05 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 9:05 PM UTC.

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