3833 EMERALD ESTATES CIRCLE, APOPKA, FL, 32703
Active3 days on marketListed Sep 24, 2026MLS #O6443068
About this home
3833 EMERALD ESTATES CIRCLE
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 3833 Emerald Estates Circle, a spacious two-story, 5-bedroom, 3-bath single-family residence located in Seminole County within the Emerald Estates gated community. With approximately 3,310 square feet of living space, the home offers multiple gathering areas, flexible rooms, and an inviting indoor-outdoor layout. The main level features a living and dining room combination, while the family room connects with the kitchen to create a comfortable central gathering space. A fireplace in the living room adds warmth and character. One of the five bedrooms is currently configured as an office, providing flexibility for working from home or study. Upstairs, a spacious loft offers another adaptable area for a media room, game room, hobby space, or additional lounge. Outside, a front porch welcomes you into the home, while the backyard is designed for Florida living. A covered patio opens to a screen-enclosed in-ground pool and spa, complemented by a spacious pool deck with room for lounging, dining, and entertaining. The property sits on approximately 0.32 acre, providing additional outdoor space around the pool area. Located in Emerald Estates , the home is directly across from Teague Middle School and is also conveniently close to Bear Lake Elementary, with Lake Brantley High School serving the area. The community offers tennis courts and a playground, while the location provides easy access to Maitland Boulevard, State Roads 429, 434, and 436. Shopping and everyday conveniences are nearby, including Costco, Target, Walmart, Home Depot, Lowe's, and Publix, making this a convenient Seminole County location for everyday living.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,310
Sqft
0.32 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,788 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,788/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Apopka actives
$217 vs $215
Days on market
3 vs 37 typical
Where $217/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $400K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
213 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 3833 EMERALD ESTATES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$620,000
4354 ATWOOD DRIVE · same community
4 bd · 3 ba · 2,915 sqft · $213/sqft · 0 DOM
Sold · May ’26$647,000
3965 EMERALD ESTATES CIRCLE · same community
4 bd · 3 ba · 2,901 sqft · $223/sqft · 20 DOM
Sold · Mar ’26$440,000
4924 ATWOOD DRIVE · same community
3 bd · 2 ba · 1,916 sqft · $230/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3833 EMERALD ESTATES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3833 EMERALD ESTATES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3833 EMERALD ESTATES CIRCLE FAQs
What would the monthly payment be for 3833 EMERALD ESTATES CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,788/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3833 EMERALD ESTATES CIRCLE?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3833 EMERALD ESTATES CIRCLE?+
The most recent tax bill on record (2025) was $4,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3833 EMERALD ESTATES CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $719,900, this home is listed about 64% above the Apopka median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3833 EMERALD ESTATES CIRCLE?+
Phillis Wheatley Elementary (elementary), Wekiva High (high), Wolf Lake Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$719,900 runs 110% above the APOPKA 32703 median — but at 3,310 sqft it's also 68% larger than the typical Apopka listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Apopka market that averages 37 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6443068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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