809 STARBOARD AVENUE, EDGEWATER, FL, 32141
Active19 days on marketListed Sep 24, 2026MLS #O6444084
About this home
809 STARBOARD AVENUE
Welcome to Edgewater Landing, a sought-after 55+ active community in beautiful Edgewater, Florida, where you own your property with no lot rent! This charming 1995, 2-bedroom, 2-bath home offers comfortable Florida living with a spacious layout, bright vinyl-window-enclosed porch, indoor laundry, covered carport, storage room, ramp access, and walk-in tub. Recent updates include a roof replaced in 2017 and AC and hot water heater replaced in 2025. Enjoy an array of community amenities, including a pool, hot tub, clubhouse, fitness room, pickleball, bocce, putting green, game room, library/ceramic room, wood shop, fishing pier, boat launch, walking trails, and boat/RV storage, plus a guarded entrance. Conveniently located near the Intracoastal Waterway, shopping, dining, medical facilities, and New Smyrna Beach, this home offers a wonderful opportunity to enjoy an active, welcoming Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,585
Sqft
0.13 ac
Lot size
1995
Year built
One
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,254 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.4%
$/sqft vs Edgewater actives
$170 vs $204
Days on market
19 vs 59 typical
Where $170/sqft sits among the 154 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater Landing
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
Edgewater Landing — neighborhood snapshot
Population
585
Median age
71
Median income
$47,422
Median home value
$239,100
Avg household
2
Households w/ children
7%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $309K
Edgewater median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
80 of 154
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the EDGEWATER 32141 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 809 STARBOARD AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$269,900
814 NAVIGATORS WAY · same community
2 bd · 2 ba · 1,584 sqft · $170/sqft · 224 DOM
Sold · Feb ’26$269,000
709 HELMSMEN LANE · same community
2 bd · 2 ba · 1,502 sqft · $179/sqft · 29 DOM
Sold · Mar ’26$286,500
716 HELMSMAN LANE · same community
3 bd · 2 ba · 1,500 sqft · $191/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 809 STARBOARD AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 809 STARBOARD AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
809 STARBOARD AVENUE FAQs
What would the monthly payment be for 809 STARBOARD AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,254/mo — principal and interest, the actual property-tax bill, the $258/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 809 STARBOARD AVENUE?+
The association fee works out to $258 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 809 STARBOARD AVENUE?+
The most recent tax bill on record (2025) was $1,519. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 809 STARBOARD AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $270,000, this home is listed about 17% below the Edgewater median of $324,900. The market section on this page shows how the area is trending.
Which schools are assigned to 809 STARBOARD AVENUE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of B & D FLORIDA REALTY, LLC · Brian Emmans. MLS #O6444084.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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