3060 TOHOPEKALIGA DRIVE, ST CLOUD, FL, 34772
Active8 days on marketListed Oct 2, 2026MLS #O6444473
About this home
3060 TOHOPEKALIGA DRIVE
Lake Tohopekaliga waterfront living at its best. Set on OVER an ACRE, this Custom 4-bedroom, 3.5-bath estate offers over 3,200 square feet of living space, direct lake access, and an impressive combination of privacy, recreation, and outdoor living. For the serious angler or boating enthusiast, the property offers a Private Concrete BOAT DOCK and Covered Boathouse with Electric Boat Lift — putting Lake Toho literally in your backyard. You can launch from home and be on the water in minutes. INSIDE, Lake Views extend throughout the home, creating a seamless connection to the waterfront. The SPACIOUS Family Room features soaring ceilings, a floor-to-ceiling brick Fireplace, and custom-built maple entertainment center. The GOURMET kitchen is equally impressive, with dolomite countertops, custom Amish-built maple cabinetry with pull-out drawers and lazy susans, high-end Kitchen Aid appliances, a large island, and barn-door pantry. STORAGE GALORE! Two Primary Suites add exceptional flexibility, including an expansive upstairs suite with a private Balcony providing panoramic views of the lake, breathtaking sunsets, stunning views of area fireworks, and the peaceful sights and sounds of waterfront living. Outdoor living is a major part of the experience, with a large screened POOL, expansive covered patio with a SUMMER KITCHEN —an ideal setting for entertaining and enjoying spectacular sunsets after a day on the water. The property also delivers serious space for boating, hobbies, and projects with a 39' x 23' Air-Conditioned DETACHED SPACE featuring a Full Bath, tankless water heater, and electric screened garage door. A 2024 ROOF, whole-house GENERATOR, private GATED entrance, attached two-car garage, and detached storage shed add to the property's convenience, functionality, and peace of mind. Conveniently located near major highways, schools, restaurants, shopping, and other amenities, this property offers an ideal combination of privacy, recreation, and accessibility. Whether you're an avid angler, boating enthusiast, or simply someone who appreciates spectacular sunsets and peaceful waterfront living, this property offers a rare opportunity to enjoy Lake Tohopekaliga from your own private retreat. Come discover your own piece of Lake Toho and experience the possibilities of true waterfront living. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,204
Sqft
1.15 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,145 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,145/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+103.2%
$/sqft vs St Cloud actives
$375 vs $211
Days on market
8 vs 65 typical
Where $375/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
Kissimmee Park — neighborhood snapshot
Population
751
Median age
48
Median income
$89,063
Median home value
$388,100
Avg household
3
Households w/ children
65%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 201% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3060 TOHOPEKALIGA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$500,000
3198 CHEROKEE ROAD · same community
3 bd · 2 ba · 1,350 sqft · $370/sqft · 83 DOM
Sold · May ’26$535,000
4505 KISSIMMEE PARK ROAD
4 bd · 2 ba · 2,315 sqft · $231/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3060 TOHOPEKALIGA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3060 TOHOPEKALIGA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3060 TOHOPEKALIGA DRIVE FAQs
What would the monthly payment be for 3060 TOHOPEKALIGA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,145/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3060 TOHOPEKALIGA DRIVE?+
The most recent tax bill on record (2025) was $713. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $1,200,000, this home is listed about 180% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3060 TOHOPEKALIGA DRIVE?+
Neptune Elementary School (elementary), Neptune Middle School (middle), St. Cloud High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY · Doug Atkins. MLS #O6444473.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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