
4799 LAKE SHORE DRIVE, ST CLOUD, FL, 34772
Active15 days on marketListed Sep 25, 2026MLS #O6444667
About this home
4799 LAKE SHORE DRIVE
Space, flexibility, and room to enjoy your property! Welcome to 4799 Lake Shore Dr., a well-maintained 4-bedroom, 2-bath block home with a dedicated office, approximately 1,600 heated square feet, and a spacious .342-acre corner lot with no HOA in St. Cloud Manor. Inside, the home offers an open, comfortable layout with wood-grain-look tile flooring throughout the main living areas and bedrooms, plus laminate flooring in the fourth bedroom and office. The kitchen features wood cabinetry, stainless steel appliances, and a convenient pantry closet, with a functional layout that gives new owners an opportunity to personalize it to their taste. The interior laundry/utility room is conveniently located just off the kitchen. The dedicated office features French doors and a separate exterior entrance. The fourth bedroom also offers its own exterior entrance, providing additional flexibility in how you use the space. The primary bathroom features updated tile and a remodeled shower. The home has also benefited from several important updates, including a newer interior A/C unit, updated A/C components, a new water heater, double-pane windows, and a 2018 metal roof. Outside, the large, fully fenced yard offers plenty of usable space. A covered rear porch provides an inviting outdoor living area, while the detached shed with electricity and lighting and a separate pole barn provide additional storage and covered space for equipment, hobbies, or outdoor projects. A second driveway also provides convenient access to the backyard. With its generous lot, no HOA, flexible interior spaces, and substantial outdoor amenities, 4799 Lake Shore Dr. offers the kind of room and versatility that's hard to find. Located in St. Cloud Manor, this is a property with space to live, work, entertain, and enjoy the outdoors.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,600
Sqft
0.34 ac
Lot size
1985
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,754 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,754/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs St Cloud actives
$247 vs $211
Days on market
15 vs 65 typical
Where $247/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Cloud Manor Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
St. Cloud Manor Village — neighborhood snapshot
Population
884
Median age
36
Median income
$80,575
Median home value
$311,300
Avg household
3
Households w/ children
95%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
226 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4799 LAKE SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$295,000
4701 LAKE SHORE DRIVE · same community
4 bd · 3 ba · 1,653 sqft · $178/sqft · 41 DOM
Sold · Apr ’26$410,000
4855 MEADOW DRIVE · same community
3 bd · 2 ba · 1,667 sqft · $246/sqft · 8 DOM
Sold · May ’26$279,900
4850 LAKE SHORE DRIVE · same community
3 bd · 2 ba · 1,508 sqft · $186/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4799 LAKE SHORE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4799 LAKE SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4799 LAKE SHORE DRIVE FAQs
What would the monthly payment be for 4799 LAKE SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4799 LAKE SHORE DRIVE?+
The most recent tax bill on record (2025) was $1,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $394,500, this home is listed about 8% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4799 LAKE SHORE DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME & HIVE REALTY · Stephanie Barber. MLS #O6444667.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New St Cloud homes, in your inbox
Like 4799 LAKE SHORE DRIVE but not quite? A daily digest of every new listing in St Cloud — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Elizabeth to ping you on any price or status change →


