
4899 SPARROW DRIVE, ST CLOUD, FL, 34772
Active45 days on marketListed Aug 26, 2026MLS #S5156368
About this home
4899 SPARROW DRIVE
Country charm meets Central Florida convenience in this one-of-a-kind two-story home! Set on a beautiful .61-acre corner lot in The Manor, this property offers space and flexibility that’s increasingly hard to find. With no HOA and no CDD, enjoy room to spread out, work on hobbies, and embrace a relaxed country lifestyle. From the moment you arrive, this home feels different. The stone and vinyl exterior, paved driveway and walkway, mature trees, fenced yard, and adorable front porch create a welcoming setting. Enjoy morning coffee, tend a garden or greenhouse, keep chickens, or simply relax on your own piece of Florida. Inside, the home offers an inviting sense of space with high ceilings in the living room and a wide staircase. Tile flooring runs through the main living areas, while the bedrooms and upstairs feature carpet. One of the home’s most special features is the large downstairs bedroom, complete with crown molding and a massive walk-in closet. It could function as an additional primary bedroom and is ideal for multigenerational living, extended family, guests, or anyone wanting a spacious main-floor bedroom. A convenient half bath is also downstairs. Upstairs, the primary bedroom offers a large walk-in closet and handicap-accessible bathroom. The home was thoughtfully pre-wired with Monster Cable for a 6.1 surround sound system, creating an opportunity for an impressive entertainment space. The kitchen features granite countertops, stainless steel appliances, a spacious pantry, and a 2024 refrigerator. A Nest thermostat adds modern convenience. Step outside, where the property really shines. The large screened-in back patio with ceiling fans provides a wonderful outdoor living area for relaxing, dining, entertaining, or enjoying the peaceful surroundings. The fenced yard is framed by beautiful trees and offers plenty of possibilities. For the person who needs project space, the large woodshop has full power and water, including 120- and 240-volt electrical service. Whether woodworking is your passion or you simply need a dedicated workshop, this is a feature that’s difficult to replicate. There’s also an RV or boat canopy for covered storage. The home includes an oversized 2½-car garage, attic, and laundry room with washer and dryer. Recent improvements include a new AC compressor in 2025, approximately 15 windows replaced in 2026, a 2018 roof, a new well installed in 2019, a well pump replaced in 2020, and the septic system drained in 2025. A water filtration system adds convenience. For additional peace of mind, the seller will provide a one-year American Home Shield home warranty with a full-price offer. Best of all, enjoy the feeling of getting away from it all without being far away. Shopping, dining, medical facilities, and the Florida Turnpike are nearby. You’re less than an hour from all the major Central Florida theme parks and approximately an hour from several beautiful Florida beaches. If you’ve been searching for something that isn’t cookie-cutter, this may be the one. A little country, a lot of character, plenty of land, and room for the things that make life enjoyable. Bring your gardening plans, chickens, boat, RV, workshop projects, family, and ideas—this property has the space and flexibility to make them possible.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,498
Sqft
0.61 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,475 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,475/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.3%
$/sqft vs St Cloud actives
$200 vs $211
Days on market
45 vs 65 typical
Where $200/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St. Cloud Manor Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
St. Cloud Manor Village — neighborhood snapshot
Population
884
Median age
36
Median income
$80,575
Median home value
$311,300
Avg household
3
Households w/ children
95%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
225 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 4899 SPARROW DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$575,000
4775 JAY DRIVE · same community
6 bd · 3 ba · 2,560 sqft · $225/sqft · 154 DOM
Sold · Dec ’25$450,000
4715 DEER RUN ROAD · same community
4 bd · 2 ba · 2,027 sqft · $222/sqft · 70 DOM
Sold · Mar ’26$392,400
4751 MEADOW DRIVE · same community
4 bd · 2 ba · 1,900 sqft · $207/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4899 SPARROW DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4899 SPARROW DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4899 SPARROW DRIVE FAQs
What would the monthly payment be for 4899 SPARROW DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4899 SPARROW DRIVE?+
The most recent tax bill on record (2025) was $1,880. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $499,000, this home is listed about 16% above the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4899 SPARROW DRIVE?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Rachel Santos. MLS #S5156368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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