5309 MOUNT VEEDER WAY, OVIEDO, FL, 32765
Active15 days on marketListed Sep 26, 2026MLS #O6444964
About this home
5309 MOUNT VEEDER WAY
Provenance offers homeowners a low maintenance lifestyle with the convenience of an Oviedo location that is minutes away from downtown Winter Park, Oviedo town center, and Winter Springs. Close to UCF and to 417 which gives easy access to Orlando International Airport, Disney Parks, Sea World, Universal and Sanford Airport. Close to shopping and restaurants. Walk out the gate and take a bike ride on Seminole County trail. This MI Barrington model features 42" maple wood cabinets, stainless steel appliances, Corian counter tops, cherry wood flooring and ceramic tile downstairs. First floor features a den/office with French doors overlooking the private back yard. Upstairs you have a bonus room, master bedroom and bathroom with separate tub and shower, two bedrooms and full bath, laundry room. Seminole County schools. Location, location.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
1,910
Sqft
0.04 ac
Lot size
1
Garage
2009
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,163 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,163/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oviedo actives
$194 vs $243
Days on market
15 vs 63 typical
Where $194/sqft sits among the 190 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
126 of 190
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the Oviedo median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 5309 MOUNT VEEDER WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
5557 RUTHERFORD PLACE · same community
3 bd · 2.5 ba · 1,846 sqft · $195/sqft · 146 DOM
Sold · Apr ’26$369,000
5446 RUTHERFORD PLACE · same community
3 bd · 2.5 ba · 1,846 sqft · $200/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5309 MOUNT VEEDER WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5309 MOUNT VEEDER WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5309 MOUNT VEEDER WAY FAQs
What would the monthly payment be for 5309 MOUNT VEEDER WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,163/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5309 MOUNT VEEDER WAY?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5309 MOUNT VEEDER WAY?+
The most recent tax bill on record (2025) was $4,338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5309 MOUNT VEEDER WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $370,000, this home is listed about 24% below the Oviedo median of $486,210. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Rebecca Heatherington. MLS #O6444964.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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