5529 RUTHERFORD PLACE, OVIEDO, FL, 32765
Active20 days on marketListed Sep 21, 2026MLS #V4951311
About this home
5529 RUTHERFORD PLACE
MOTIVATED SELLER • END UNIT • GATED COMMUNITY • SEMINOLE COUNTY TRAIL • Enjoy a low-maintenance lifestyle in a convenient Oviedo location with this 3-bedroom, 2.5-bath townhome featuring a one-car garage, spacious loft and plenty of storage throughout. The kitchen offers granite countertops, stainless steel appliances, a center island and closet pantry, and opens directly to the dining and family rooms for an easy, open flow. Upstairs, you’ll find all three bedrooms, a versatile loft and a conveniently located utility room. Step outside to the screened-in patio offering added privacy and the perfect spot to relax and enjoy Florida evenings. Located in the gated Provenance community, with the Seminole County Trail just outside the community entrance perfect for walking, biking and enjoying the outdoors. Convenient to SR 417, Oviedo Mall, Winter Springs Town Center, UCF and Seminole County schools, with easy access to Winter Park, Orlando, Winter Springs, Orlando International Airport, downtown Orlando and Central Florida beaches. A great combination of location, convenience and low-maintenance living!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,846
Sqft
0.04 ac
Lot size
1
Garage
2010
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.1%
$/sqft vs Oviedo actives
$168 vs $243
Days on market
20 vs 63 typical
Where $168/sqft sits among the 187 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
123 of 187
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 5529 RUTHERFORD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$360,000
5557 RUTHERFORD PLACE · same community
3 bd · 2.5 ba · 1,846 sqft · $195/sqft · 146 DOM
Sold · Apr ’26$369,000
5446 RUTHERFORD PLACE · same community
3 bd · 2.5 ba · 1,846 sqft · $200/sqft · 13 DOM
Sold · Oct ’26$440,000
4830 DUNBARTON DRIVE
4 bd · 2 ba · 1,822 sqft · $241/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5529 RUTHERFORD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5529 RUTHERFORD PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5529 RUTHERFORD PLACE FAQs
What would the monthly payment be for 5529 RUTHERFORD PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,629/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5529 RUTHERFORD PLACE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5529 RUTHERFORD PLACE?+
The most recent tax bill on record (2025) was $2,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5529 RUTHERFORD PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $310,000, this home is listed about 36% below the Oviedo median of $486,210. The market section on this page shows how the area is trending.
Which schools are assigned to 5529 RUTHERFORD PLACE?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32765 market on paper
$310,000 is 28% below the OVIEDO 32765 median of $430,000, and at $168/sqft it sits under the Oviedo average of $255.
02Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $334,990, now $310,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Jenny Varrasse. MLS #V4951311.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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