CENTURY 21 Edge
$1,299,9995 bd3 ba2,870 sqft$453 /sqft≈$8,834 /mo all-in ↓

14 KELLY BEA COURT, PONCE INLET, FL, 32127

Active1 days on marketListed Sep 26, 2026MLS #O6445041

Private poolSingle Family ResidenceLOT 12 SEA DUNES

About this home

14 KELLY BEA COURT

Discover modern luxury in this turnkey home perfectly situated in Ponce Inlet. This meticulously maintained home is nestled at the end of a cul-de-sac lined with only 9 homes. It offers approximately 2870 sq ft of open elegant living space featuring 5 bedrooms, 3 full baths, and 2 large living spaces. Step through the double glass doors into a foyer featuring soaring ceilings and tons of natural light. The heart of the home encompasses an eat in kitchen, formal dining and 2 living spaces overlooking an expansive lanai. Open the 3 panel disappearing sliding glass doors to enjoy a combined outdoor and indoor living experience. The kitchen features granite countertops, 42” cabinets, stainless appliances, walk-in pantry and large peninsula. The primary suite is private while featuring two walk-in closets with full organized functionality, as well as direct access to the lanai. The ensuite is spa inspired offering separate sinks, a soaker tub and large shower. The outdoor living space will not disappoint with its lanai, heated pool, jacuzzi, extended covered space and covered grilling station overlooking the large newly fenced yard with lush tropical landscapes and lighting. Whether you simply desire to watch sunrises, rocket launches or just relax, this space is perfect for indoor/outdoor entertaining. This must see home is a short walk or golf cart ride to the to beach, jetty, intercoastal waterway marinas, dining and lighthouse. This home is Agent owned. Square footage should be verified by Buyer/Buyer's Agent. Call today to schedule your showing.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,870

Sqft

0.42 ac

Lot size

2

Garage

1996

Year built

One

Levels

$453

Per sqft

Private poolFireplaceWater viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener · Off Street · Oversized
ExteriorIrrigation System · Lighting · Outdoor Shower · Private Yard · Sliding Doors

Community & fees

Taxes (2026)$14,064/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sprinkler Well · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,834 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,015
PMI (est., until 20% equity)$487
Property tax — 2026 actual bill$1,172
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $130,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $130,000
Interest rate6.00%
Loan term

Estimated payment

$8,834/mo

Principal & interest$7,015
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,172
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,548,703 · range $1.4M–$1.7M$1.8M

vs edgeAI estimate

−16.1%

$/sqft vs Ponce Inlet actives

$453 vs $354

Days on market

1 vs 55 typical

Where $453/sqft sits among the 54 Ponce Inlet actives

11
20
12
4 · this home
3
4
$249–307$307–365$365–423$423–481$481–538$538+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ponce Inlet

Get to know Ponce Inlet. See the full Ponce Inlet guide →

PONCE INLET 32127 — neighborhood snapshot

Population

28,430

Median age

53.6

Median income

$65,260

Median home value

$301,800

Avg household

2.18

Households w/ children

2,656

For the school run

Volusia County School District

HighSpruce Creek High School★★★★★
ElementaryPort Orange Elementary School★★★★★
MiddleSilver Sands Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponce Inlet market

Seller’s marketLeans buyer — 8.5 months of inventoryBuyer’s market

$616K → $612K

Ponce Inlet median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

27 of 54

Ponce Inlet actives have cut their price

Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 221% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →

Paper trail

This home's history

Sep 26, 2026Listed at $1,299,999 · 1 days on market since
1996Built · LOT 12 SEA DUNES

Reality check

What actually sold near 14 KELLY BEA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14 KELLY BEA COURTSold · Mar ’26

$950,000

14 KELLY BEA COURT

5 bd · 3 ba · 2,870 sqft · $331/sqft · 5 DOM

38 S TURN CIRCLESold · Jan ’26

$955,000

38 S TURN CIRCLE

4 bd · 2.5 ba · 2,983 sqft · $320/sqft · 58 DOM

4693 S ATLANTIC AVENUESold · Jun ’26

$2,600,000

4693 S ATLANTIC AVENUE

4 bd · 4 ba · 3,238 sqft · $803/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14 KELLY BEA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14 KELLY BEA COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14 KELLY BEA COURT FAQs

What would the monthly payment be for 14 KELLY BEA COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,834/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14 KELLY BEA COURT?+

The most recent tax bill on record (2026) was $14,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14 KELLY BEA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ponce Inlet?+

At $1,299,999, this home is listed about 77% above the Ponce Inlet median of $735,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14 KELLY BEA COURT?+

Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,299,999 runs 221% above the PONCE INLET 32127 median — but at 2,870 sqft it's also 39% larger than the typical Ponce Inlet listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Ponce Inlet market that averages 55 — if it fits, move quickly.

04Strong assigned schools

Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLY RIGHT REAL ESTATE · Jeannie Morgan. MLS #O6445041.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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14 KELLY BEA COURT, PONCE INLET, FL — 5 Bed, 3 Bath — $1,299,999 | CENTURY 21 Edge