CENTURY 21 Edge
$40,000≈$462 /mo all-in ↓

930 NE 1ST TERRACE, CRYSTAL RIVER, FL, 34429

Active13 days on marketListed Sep 29, 2026MLS #O6445783

✦ Priced 88% below the Crystal River medianKNIGHTS ADD

About this home

930 NE 1ST TERRACE

Prime residential 0.55 acre lot opportunity in Crystal River, Citrus County, located at 930 NE 1ST TER (PID: 17E18S2200202410). Situated in a desirable residential area, this property offers convenient access to Copeland Community Park (approximately 0.21 miles), Crystal River Primary School (0.39 miles) and Jim LeGrone Memorial Park (0.33 miles). The lot is located in Flood Zone AE, a high-risk area within the 100-year floodplain, with potential wetlands present, requiring verification of environmental buffers or mitigation requirements. Buyer should verify all zoning, setbacks, utility availability, and development requirements with the City of Crystal River Planning Department. The property is available for a self-guided tour. Subleasing is not permitted. This lot is not available for rent or lease.

Facts & features

The home at a glance

0.55 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$584/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$462 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$235
FHA mortgage insurance (est.)$18
Property tax — 2025 actual bill$49
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $1,400
Interest rate6.00%
Loan term

Estimated payment

$462/mo

Principal & interest$235
FHA mortgage insurance (est.)$18
Property taxes (actual bill)$49
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The numbers that matter

The Crystal River market

Seller’s marketLeans buyer — 8.6 months of inventoryBuyer’s market

$315K → $275K

Crystal River median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% below the Crystal River median. See the full Crystal River market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $40,000 · 13 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 930 NE 1ST TERRACE — start here.

CallText
chad.creech@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 930 NE 1ST TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

930 NE 1ST TERRACE FAQs

What would the monthly payment be for 930 NE 1ST TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 930 NE 1ST TERRACE?+

The most recent tax bill on record (2025) was $584. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Crystal River?+

At $40,000, this home is listed about 88% below the Crystal River median of $323,950. The market section on this page shows how the area is trending.

Keep looking

Similar homes nearby

765 NE 6TH TERRACE

$179,900

765 NE 6TH TERRACE, CRYSTAL RIVER

2 bd · 2 ba · 931 sqft

853 NE 5TH STREET

$450,000

853 NE 5TH STREET, CRYSTAL RIVER

2,960 sqft

950 NE 5TH STREET

$699,000

950 NE 5TH STREET, CRYSTAL RIVER

Listing courtesy of SUNLAND REAL ESTATE, LLC. · Javier Santana. MLS #O6445783.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Crystal River homes, in your inbox

Like 930 NE 1ST TERRACE but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Chad to ping you on any price or status change →

CallRequest a tour
CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 11, 2026 at 4:51 AM UTC. The listing information on this page last changed on October 11, 2026 at 4:51 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 11, 2026 at 4:51 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 11, 2026 at 4:51 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.