3652 MADBURY CIRCLE, LAKELAND, FL, 33810
Active18 days on marketListed Sep 30, 2026MLS #O6446032
About this home
3652 MADBURY CIRCLE
HONEY, STOP THE CAR! This Pondview Garden Home Won't Last! There’s Nothing Like Coming Home To This Refreshing View! * Watch The Sunrise In This Beautiful Home Of 3 Spacious Bedrooms & 2 Full Bathrooms.* Enter Home And See A High Ceiling Foyer That Peers Into Living Room & Pond View. * Open Floor Plan Overseas Into An Elegant L Shape Kitchen & A Spacious Living Room With Tray Ceiling & 4 Massive Sliding Doors. Imagine All The Priceless Memories Being Made In This Entertainment Space! * Kitchen Showcases Stainless Steel Appliances, Long Granite Countertops, And Bar Top For Chairs. Prepare Meals While Still Entertaining Guests In The Living Room. * Living Room Sliding Doors Gives Access To View The Garden And Pond. Sit Out On An Oversized Screened Patio After A Long Day Of Work! Enjoy A Cup Of Coffee With Natural Light & View Of This Peaceful Backyard Inside The Screen Enclosed Patio. * It Feels Like A Retreat Sitting In The Patio To See Tropical Fruit Trees (Papaya, etc.). * Don’t Miss Out On The Other Wonderful Features Inside The Home. The Primary Bedroom (w/ En Suite Bathroom & Shower/Tub) Is Located On The First Floor For Easy Access. New Owners Can Have Their Personal View/Access To The Pond. *Split Bedrooms: Get Some Rest In Spacious Bedroom #2 & #3 * Wow! Can This Home Be Anymore Great?!?! Yes, There’s More. This MOVE-IN READY Home: Architectural Shingle Roof (2011), HVAC (2011), Ceramic Flooring (2015), Water Softener (2018), VOC FREE Paint, & All Ceiling Fans/Chandelier Included. * Home Community Across From Lakeland Square Mall, ~2 Miles To Interstate 4 (I-4), ~4 Miles To Watson Clinic/Lakeland Regional Health Medical Center/Walmart, ~12 Miles To Florida Polytechnic University, etc. * Okay, Now What Are You Waiting For? Don't Miss Out On Coming Home To This Sunrise Pond View Garden Home! Come See This Home For Yourself! * Book Your Showing Appointment Today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,818
Sqft
0.15 ac
Lot size
2
Garage
2011
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,524 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,524/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.2%
$/sqft vs Lakeland actives
$181 vs $194
Days on market
18 vs 60 typical
Where $181/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 3652 MADBURY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$355,500
3881 HAMPTON HILLS DRIVE · same community
4 bd · 3 ba · 1,808 sqft · $197/sqft · 19 DOM
Sold · Mar ’26$290,000
3878 PRESCOTT LOOP · same community
4 bd · 2 ba · 1,757 sqft · $165/sqft · 29 DOM
Sold · Jan ’26$300,000
3630 PRESCOTT LOOP · same community
3 bd · 2 ba · 1,920 sqft · $156/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3652 MADBURY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3652 MADBURY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3652 MADBURY CIRCLE FAQs
What would the monthly payment be for 3652 MADBURY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,524/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3652 MADBURY CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3652 MADBURY CIRCLE?+
The most recent tax bill on record (2025) was $2,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3652 MADBURY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $329,900, this home is priced right at the Lakeland median.
Which schools are assigned to 3652 MADBURY CIRCLE?+
Kathleen Middle School (middle), Griffin Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA REALTY INVESTMENTS · Victoria Hoa. MLS #O6446032.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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