3781 MADBURY CIRCLE, LAKELAND, FL, 33810
Active56 days on marketListed Aug 23, 2026MLS #TB8540816
About this home
3781 MADBURY CIRCLE
Welcome to 3781 Madbury Circle, a charming 3-bedroom, 2-bath home in Lakeland's desirable Hampton Hills South community. This well-maintained residence offers a comfortable and functional layout with luxury vinyl flooring throughout, creating a clean and inviting feel. The home is complemented by a well-maintained yard, providing a pleasant outdoor space to relax, entertain, or enjoy Florida living. With its solid layout and desirable features, this home presents a wonderful opportunity to make it your own and add your personal touches. Conveniently located near shopping, dining, schools, parks, and major roadways, 3781 Madbury Circle is ready for its next owner to bring their vision to life. Don't miss this opportunity to make this Lakeland home your own!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,380
Sqft
0.13 ac
Lot size
1
Garage
2010
Year built
One
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,429 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,429/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs Lakeland actives
$210 vs $193
Days on market
56 vs 60 typical
Where $210/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33810 — neighborhood snapshot
Population
52,734
Median age
42.2
Median income
$69,738
Median home value
$245,300
Avg household
2.71
Households w/ children
5,718
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $322K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
224 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3781 MADBURY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$256,000
3651 MADBURY CIRCLE · same community
3 bd · 2 ba · 1,533 sqft · $167/sqft · 18 DOM
Sold · Feb ’26$294,900
3722 MADBURY CIRCLE · same community
4 bd · 2 ba · 1,584 sqft · $186/sqft · 251 DOM
Sold · Mar ’26$290,000
3878 PRESCOTT LOOP · same community
4 bd · 2 ba · 1,757 sqft · $165/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3781 MADBURY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3781 MADBURY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3781 MADBURY CIRCLE FAQs
What would the monthly payment be for 3781 MADBURY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,429/mo — principal and interest, the actual property-tax bill, the $90/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3781 MADBURY CIRCLE?+
The association fee works out to $90 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3781 MADBURY CIRCLE?+
The most recent tax bill on record (2025) was $4,121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3781 MADBURY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $290,000, this home is listed about 13% below the Lakeland median of $331,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3781 MADBURY CIRCLE?+
Kathleen Middle School (middle), Griffin Elementary School (elementary), Kathleen Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RAVENEL REALTY GROUP,LLC · Erin Ravenel. MLS #TB8540816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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