CENTURY 21 Edge
$1,249,0005 bd4.5 ba3,631 sqft$344 /sqft≈$8,474 /mo all-in ↓

1 CUNNINGHAM LANE, DEBARY, FL, 32713

Active9 days on marketListed Oct 3, 2026MLS #O6447079

Private poolSingle Family ResidenceFOLSOM

About this home

1 CUNNINGHAM LANE

Welcome to your dream home in DeBary. This truly unique property is set on approximately five private acres, offering an exceptional combination of space, privacy, modern living, and versatility. The estate features a beautifully updated main residence, a separate guest/in-law home, expansive fenced grounds, and plenty of space to enjoy the Florida lifestyle. Inside the main residence, soaring 12-foot cathedral ceilings and an open floor plan create a bright and spacious atmosphere. The kitchen is the heart of the home, featuring an impressive 10-foot quartz island, high-end appliances, double ovens, marble backsplash, apron-front sink, and an oversized walk-in pantry—perfect for everyday living and entertaining. The primary suite offers more than 600 square feet of private space and a spa-inspired bathroom featuring a freestanding tub, oversized wet room, Bluetooth audio, and illuminated vanity mirrors. LED lighting and smart-home technology throughout provide convenient control of the lighting, A/C, pool pump, and garage doors. The garage is equipped with its own 3-ton split A/C system, creating a comfortable climate-controlled space that can easily accommodate a home gym, workshop, hobby area, or additional flexible space. Separate from the main residence, the approximately 1,200 sq. ft. guest/in-law home provides even more versatility, featuring upgraded flooring, crown molding, smart A/C with an additional 2-ton split system, and its own private fenced backyard—ideal for guests, extended family, or multigenerational living. Step outside to your own private paradise with approximately five acres of fully fenced grounds, mature fruit trees, exterior lighting, and plenty of room to enjoy the outdoors. And if you love horses, there’s even more to love—the acreage provides the opportunity to enjoy an equestrian lifestyle right at home. Tucked away at the end of a private road with direct access to Bill Keller Park, this property offers a peaceful setting while remaining conveniently close to Gemini Springs Park, Blue Spring State Park, shopping, dining, and the DeBary SunRail Station. This is a rare opportunity to own a truly unique DeBary property offering acreage, privacy, multiple living spaces, modern upgrades, and the freedom to enjoy a lifestyle that’s hard to find.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,631

Sqft

5.06 ac

Lot size

4

Garage

1977

Year built

One

Levels

$344

Per sqft

Private poolFireplace

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Skylight(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorRain Gutters

Community & fees

Taxes (2025)$13,270/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,474 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,740
PMI (est., until 20% equity)$468
Property tax — 2025 actual bill$1,106
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,900
Interest rate6.00%
Loan term

Estimated payment

$8,474/mo

Principal & interest$6,740
PMI (est., until 20% equity)$468
Property taxes (actual bill)$1,106
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$575KedgeAI estimate $637,292 · range $599K–$670K$1.3M

vs edgeAI estimate

+96%

$/sqft vs Debary actives

$344 vs $202

Days on market

9 vs 60 typical

Where $344/sqft sits among the 121 Debary actives

26
50
34
5
3
3 · this home
$150–182$182–215$215–247$247–279$279–312$312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Debary

Drive times from this address

Downtown Orlando≈ 32 min
Universal Orlando≈ 44 min
Orlando Int’l Airport (MCO)≈ 51 min
Walt Disney World≈ 56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

DEBARY 32713 — neighborhood snapshot

Population

22,639

Median age

46.6

Median income

$87,354

Median home value

$306,800

Avg household

2.38

Households w/ children

2,294

For the school run

Volusia County School District

ElementaryDebary Elementary School★★★★★
HighUniversity High School★★★★★
MiddleRiver Springs Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Debary market

Seller’s marketSeller’s market — 2.7 months of inventoryBuyer’s market

$393K → $386K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

67 of 121

Debary actives have cut their price

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 273% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Oct 3, 2026Listed at $1,249,000 · 9 days on market since
1977Built · FOLSOM

Reality check

What actually sold near 1 CUNNINGHAM LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

483 N PINE MEADOW DRIVESold · Mar ’26

$740,000

483 N PINE MEADOW DRIVE

4 bd · 3.5 ba · 3,604 sqft · $205/sqft · 5 DOM

69 SPRING LAKE DRIVESold · Sep ’26

$680,000

69 SPRING LAKE DRIVE

5 bd · 4 ba · 3,868 sqft · $176/sqft · 121 DOM

86 GODDARD DRIVESold · Dec ’25

$575,000

86 GODDARD DRIVE

4 bd · 3.5 ba · 3,359 sqft · $171/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Nicholas Giaccone

Your agent

Nicholas Giaccone

Director of Agent Success · CENTURY 21 Edge

Tours, negotiation, and every question about 1 CUNNINGHAM LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 CUNNINGHAM LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1 CUNNINGHAM LANE FAQs

What would the monthly payment be for 1 CUNNINGHAM LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,474/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 CUNNINGHAM LANE?+

The most recent tax bill on record (2025) was $13,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Debary?+

At $1,249,000, this home is listed about 232% above the Debary median of $375,995. The market section on this page shows how the area is trending.

Which schools are assigned to 1 CUNNINGHAM LANE?+

Debary Elementary School (elementary), University High School (high), River Springs Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,249,000 runs 273% above the DEBARY 32713 median — but at 3,631 sqft it's also nearly twice the size of the typical Debary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Debary Elementary School, University High School, River Springs Middle School — Debary Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ATLIS REALTY GROUP LLC · Andrea Hernandez. MLS #O6447079.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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