433 S PAULA DRIVE UNIT 10, DUNEDIN, FL, 34698
Active7 days on marketListed Oct 5, 2026MLS #O6447244
About this home
433 S PAULA DRIVE UNIT 10
From the moment you walk through the front door, your eyes are drawn directly to the ocean, with breathtaking water views from nearly every room in this beautifully remodeled coastal home. The 40-foot patio sits just 20 feet from the seawall, offering the perfect place to relax, entertain, watch boats go by, and enjoy incredible views of dolphins, manatees, and stingrays just beyond your backyard. The kitchen is designed to take full advantage of the waterfront setting, allowing you to prepare meals while watching the boats cruise by. The home features two large bedrooms, each with its own full bathroom and two designer closets, plus a separate room with a brand-new Murphy bed that can easily be converted into a comfortable third bedroom. Everything has been completely remodeled and updated within the past year, including all-new kitchen appliances, kitchen cabinets, vanities, flooring, and hot water heater, and the home has not been occupied since the renovations were completed. Located on the ground level with no steps to climb, this home also offers a unique office space with abundant storage, a kitchen with plenty of cabinets and a pantry, a laundry room with additional storage, and a conveniently located half bath for guests. A covered assigned parking space and storage unit at the end of the parking space provide additional convenience. The community offers resort-style amenities including a pool, picnic area, grill, shuffleboard, and a clubhouse with a kitchen, large TV, pool table, and bathrooms with showers. The HOA fee includes everything except electricity and internet. Ideally located less than a mile from the Dunedin Causeway, 2.5 miles from Honeymoon Island, 3.3 miles from downtown Dunedin, and just three blocks from the Pinellas Bike Trail, you'll also find numerous shops and restaurants close by. This is truly a rare opportunity to enjoy a fully remodeled home with spectacular ocean views, abundant storage, incredible amenities, and an unbeatable waterfront lifestyle—all while being just steps from some of Florida's most beautiful coastal wildlife and scenery.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,720
Sqft
2.39 ac
Lot size
1975
Year built
One
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,389 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$5,389/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.3%
$/sqft vs SOUTH PAULA POINT CONDO
$326 vs $283
Days on market
7 vs 71 typical
Where $326/sqft sits among the 7 homes for sale in SOUTH PAULA POINT CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $440K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
2 of 7
SOUTH PAULA POINT CONDO have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 S PAULA DRIVE UNIT 10
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$655,000
433 S PAULA DRIVE UNIT 31 · same community
3 bd · 2.5 ba · 1,755 sqft · $373/sqft · 124 DOM
Sold · Mar ’26$580,000
433 S PAULA DRIVE UNIT 34 · same community
2 bd · 2.5 ba · 1,755 sqft · $330/sqft · 60 DOM
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21 · same community
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 433 S PAULA DRIVE UNIT 10 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 S PAULA DRIVE UNIT 10 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
433 S PAULA DRIVE UNIT 10 FAQs
What would the monthly payment be for 433 S PAULA DRIVE UNIT 10?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,389/mo — principal and interest, the actual property-tax bill, the $1,371/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 433 S PAULA DRIVE UNIT 10?+
The association fee works out to $1,371 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 433 S PAULA DRIVE UNIT 10?+
The most recent tax bill on record (2025) was $3,762. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 S PAULA DRIVE UNIT 10?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $560,000, this home is listed about 40% above the Dunedin median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 433 S PAULA DRIVE UNIT 10?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$560,000 runs 61% above the DUNEDIN 34698 median — but at 1,720 sqft it's also 39% larger than the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,371/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Fresh on the market
Only 7 days on market in a Dunedin market that averages 71 — if it fits, move quickly.
05Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Carly Gagne. MLS #O6447244.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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