433 S PAULA DRIVE UNIT 42, DUNEDIN, FL, 34698
Active199 days on marketListed Mar 6, 2026MLS #TB8483849
About this home
433 S PAULA DRIVE UNIT 42
Beautiful waterfront 2nd-story, 2 bedroom, 2.5 bath condo/townhome with a heated pool and clubhouse in desirable Dunedin, Florida with breathtaking views toward Caladesi Island State Park—home to Caladesi Island Beach, previously named the #1 beach in Florida. Enjoy a maintenance-free lifestyle with everything just steps from your front door, including a gym, grocery store, restaurants, hotels, gas stations and easy access to the scenic bike and walking trail leading to the Dunedin Causeway and Honeymoon Island State Park. Nearby you’ll also find churches, banking, and some of the most spectacular sunsets on the Gulf Coast almost every evening. Recent updates include: A/C -2024, New interior carpet,- 2023, New hurricane-rated sliding glass door-2025, New deck/porch with stainless steel railings, -2025 New rear stairs leading to the seawall,-2025, Freshly painted building exterior.- 2026 See feature sheet for additional upgrades to both the unit and the community. Historic Downtown Dunedin is just 10 minutes away by car, with convenient access to nearby coastal communities including famous Tarpon Springs, Ozona, Palm Harbor, Clearwater Beach; 30 minutes from Tampa Airport and St. Petersburg Clearwater Airport. Historic Downtown Dunedin is just 10 minutes away by car and offers a vibrant waterfront lifestyle with a marina, parks, playgrounds, shops, restaurants, and community events including outdoor movies. Convenient access to nearby coastal communities such as Tarpon Springs, Ozona, Palm Harbor, and Clearwater Beach. Travel is easy with both Tampa International Airport and St. Pete–Clearwater International Airport approximately 30 minutes away. Don’t miss this opportunity to live in paradise on Florida’s beautiful Gulf Coast.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,290
Sqft
2.4 ac
Lot size
1975
Year built
Two
Levels
$387
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.3%
$/sqft vs Dunedin actives
$387 vs $308
Days on market
199 vs 53 typical
Where $387/sqft sits among the 236 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$455K → $443K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
133 of 236
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 433 S PAULA DRIVE UNIT 42
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$200,000
433 S PAULA DRIVE UNIT 21 · same community
2 bd · 2.5 ba · 1,290 sqft · $155/sqft · 69 DOM
Sold · Jul ’26$655,000
433 S PAULA DRIVE UNIT 31 · same community
3 bd · 2.5 ba · 1,755 sqft · $373/sqft · 124 DOM
Sold · Mar ’26$580,000
433 S PAULA DRIVE UNIT 34 · same community
2 bd · 2.5 ba · 1,755 sqft · $330/sqft · 60 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 433 S PAULA DRIVE UNIT 42 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 433 S PAULA DRIVE UNIT 42 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
433 S PAULA DRIVE UNIT 42 FAQs
What would the monthly payment be for 433 S PAULA DRIVE UNIT 42?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 433 S PAULA DRIVE UNIT 42?+
The most recent tax bill on record (2025) was $6,002. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 433 S PAULA DRIVE UNIT 42?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $499,500, this home is listed about 25% above the Dunedin median of $400,000. The market section on this page shows how the area is trending.
Which schools are assigned to 433 S PAULA DRIVE UNIT 42?+
Dunedin Highland Middle School (middle), San Jose Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,500 runs 42% above the DUNEDIN 34698 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
199 days on market against a Dunedin median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, San Jose Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $511,000, now $499,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNCOAST SHORES REALTY · Wendy Hoffman. MLS #TB8483849.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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