4745 S ATLANTIC AVENUE UNIT 102, PONCE INLET, FL, 32127
Active1 days on marketListed Oct 9, 2026MLS #O6447525
About this home
4745 S ATLANTIC AVENUE UNIT 102
This is your opportunity to own little piece of paradise on the Atlantic Ocean, in a small community condominium. Wake up to breathtaking ocean views and enjoy the best of coastal living in this beautifully furnished oceanfront condo, located on a NO-DRIVE beach. The open-concept floor plan maximizes the spectacular view, with both the spacious living room and large primary bedroom opening directly onto your private oceanfront balcony. Take in sweeping views of the Atlantic from north to south, or step down from the balcony for easy access to the heated pool and beach. The generously sized second bedroom offers plenty of space and can comfortably accommodate two double beds, making it ideal for family and guests. The condo is being sold fully furnished featuring tasteful professional designer touches throughout. Some items do not convey. Additional features include: New hurricane shutters (installed 2026), Air Conditioner (installed 2025), 4 ceiling fans, Private laundry and storage room, Assigned parking in a secure garage, Heated oceanfront pool, Oceanfront exercise room, Tennis/Pickleball court, Large community room with full kitchen, Direct beach access on a peaceful NO-DRIVE beach, New seawall 2026, Funded reserves. Whether you're looking for a relaxing beach retreat, a second home, or an investment opportunity, this oceanfront property offers an exceptional combination of views, convenience, amenities, and direct access to one of Florida's most beautiful beaches. All room dimensions are thought to be accurate but should be independently verified. Property to be sold As-Is using an As-Is Contract.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,214
Sqft
1.2 ac
Lot size
1
Garage
1980
Year built
One
Levels
$453
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,260 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,260/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.5%
$/sqft vs LIGHTHOUSE SHORES
$453 vs $430
Days on market
1 vs 59 typical
Where $453/sqft sits among the 6 homes for sale in LIGHTHOUSE SHORES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
1 of 6
LIGHTHOUSE SHORES have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4745 S ATLANTIC AVENUE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$524,000
66 BEVERLY HILLS AVENUE · same community
3 bd · 2 ba · 1,412 sqft · $371/sqft · 14 DOM
Sold · Mar ’26$645,000
4719 DIXIE DRIVE · same community
3 bd · 2.5 ba · 1,540 sqft · $419/sqft · 78 DOM
Sold · Jun ’26$639,000
4748 RIVERGLEN BOULEVARD · same community
2 bd · 2.5 ba · 1,540 sqft · $415/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4745 S ATLANTIC AVENUE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4745 S ATLANTIC AVENUE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4745 S ATLANTIC AVENUE UNIT 102 FAQs
What would the monthly payment be for 4745 S ATLANTIC AVENUE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,260/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4745 S ATLANTIC AVENUE UNIT 102?+
The most recent tax bill on record (2025) was $7,432. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4745 S ATLANTIC AVENUE UNIT 102?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $550,000, this home is listed about 25% below the Ponce Inlet median of $737,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4745 S ATLANTIC AVENUE UNIT 102?+
Spruce Creek High School (high), Port Orange Elementary School (elementary), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$550,000 runs 33% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Ponce Inlet market that averages 59 — if it fits, move quickly.
04Strong assigned schools
Spruce Creek High School, Port Orange Elementary School, Silver Sands Middle School — Spruce Creek High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of OPEN HOME REALTY, LLC · Roger Paul. MLS #O6447525.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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