CENTURY 21 Edge
$595,9004 bd2 ba1,799 sqft$331 /sqft≈$4,395 /mo all-in ↓

14035 SW 103RD TERRACE, MIAMI, FL, 33186

Active4 days on marketListed Oct 9, 2026MLS #O6448165

Private poolSingle Family ResidenceROYAL GLEN

About this home

14035 SW 103RD TERRACE

Welcome to your own private resort in the heart of Kendall's coveted Royal Glen community! This stunning 4-bedroom, 2-bathroom single-story home sits on a spacious corner lot and is made for the Florida lifestyle you've been dreaming of. Step through elegant French doors into bright, open living spaces with gleaming ceramic tile flowing through the living, dining, and family rooms. The true showstopper awaits outside: your private in-ground pool wrapped in a sun-drenched terrace — perfect for weekend gatherings or quiet mornings with coffee. A brand-new roof, new air conditioning, hurricane shutters, and a 2-car garage deliver total peace of mind, while the low HOA keeps your costs down. Minutes from top-rated schools, shopping, dining, and major highways, this home blends tranquility with unbeatable convenience. Don't miss this rare opportunity — schedule your private tour today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,799

Sqft

0.13 ac

Lot size

1985

Year built

One

Levels

$331

Per sqft

Private pool

Inside

FlooringTile
AppliancesDishwasher · Range Hood · Refrigerator
InteriorKitchen/Family Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingNone

Outside & construction

RoofShingle
ConstructionStucco
FoundationConcrete Perimeter
FacesSouthwest
ExteriorSliding Doors

Community & fees

HOA fee$65/mo
Taxes (2025)$8,779/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,395 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,215
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$732
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,590
Interest rate6.00%
Loan term

Estimated payment

$4,395/mo

Principal & interest$3,215
PMI (est., until 20% equity)$223
Property taxes (actual bill)$732
HOA / condo fee$65
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $596K
$500KedgeAI estimate $578,276 · range $520K–$636K$662K

vs edgeAI estimate

+3%

$/sqft vs Miami actives

$331 vs $403

Days on market

4 vs 103 typical

Where $331/sqft sits among the 31 Miami actives

10 · this home
9
8
0
1
3
$198–339$339–480$480–621$621–762$762–903$903+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Miami

Get to know Miami. See the full Miami guide →

MIAMI 33186 — neighborhood snapshot

Population

67,597

Median age

40.9

Median income

$86,481

Median home value

$422,300

Avg household

2.86

Households w/ children

7,878

For the school run

Dade County School District

ElementaryClaude Pepper Elementary School★★★★★
MiddleHammocks Middle School★★★★★
HighMiami Sunset Senior High School★★★★★
Instructional Center System Wide
Title I Migrant Education Program
District Instructional Center (Dic)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Miami market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$508K → $688K

Miami median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

12 of 31

Miami actives have cut their price

Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Oct 9, 2026Listed at $595,900 · 4 days on market since
1985Built · ROYAL GLEN

Reality check

What actually sold near 14035 SW 103RD TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10105 SW 141ST COURTSold · Jan ’26

$599,000

10105 SW 141ST COURT · same community

4 bd · 2 ba · 1,799 sqft · $333/sqft · 18 DOM

723 ROYAL GLEN DRIVESold · Jul ’26

$400,000

723 ROYAL GLEN DRIVE · same community

4 bd · 3 ba · 2,027 sqft · $197/sqft · 2 DOM

9535 SW 148TH PLACESold · Mar ’26

$499,900

9535 SW 148TH PLACE

3 bd · 2.5 ba · 1,492 sqft · $335/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14035 SW 103RD TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14035 SW 103RD TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14035 SW 103RD TERRACE FAQs

What would the monthly payment be for 14035 SW 103RD TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,395/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14035 SW 103RD TERRACE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14035 SW 103RD TERRACE?+

The most recent tax bill on record (2025) was $8,779. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14035 SW 103RD TERRACE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Miami?+

At $595,900, this home is listed about 10% above the Miami median of $540,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14035 SW 103RD TERRACE?+

Claude Pepper Elementary School (elementary), Hammocks Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

02Fresh on the market

Only 4 days on market in a Miami market that averages 103 — if it fits, move quickly.

03Strong assigned schools

Claude Pepper Elementary School, Hammocks Middle School, Miami Sunset Senior High School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Claude Pepper Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PRIMUS CRE GROUP · Yude Gonzalez. MLS #O6448165.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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