
2781 COULTER PINE PLACE, ST CLOUD, FL, 34771
Active1 days on marketListed Oct 9, 2026MLS #O6448622
About this home
2781 COULTER PINE PLACE
From the moment you arrive, 2781 Coulter Pine Place feels like a home designed for real life, beautiful enough to impress, flexible enough to grow with you, and comfortable enough to make every day feel easy. Built in 2023 and located in Pine Glen, this single-story St. Cloud residence offers approximately 2,061 square feet with 4 bedrooms, 3 full bathrooms, a screened patio, and a thoughtful layout balancing open gathering spaces with private retreats. A covered front porch creates a warm welcome before you step inside to an open interior where the kitchen, dining area, and living room flow together naturally. Whether preparing dinner, hosting friends, or gathering for the holidays, this connected space keeps everyone part of the moment. The kitchen is everything you are looking for in both design and functionality, featuring quartz countertops, a generous island with double sink, pantry storage, and a layout made for cooking, entertaining, and everyday living. The current owners have a beverage refrigerator in the dishwasher space; prior to closing, a new stainless steel dishwasher will be installed. Tile flooring throughout the main living areas adds style and practicality. Privately positioned toward the rear of the home, the primary suite offers a relaxing retreat with a spacious walk-in closet and ensuite bath featuring dual sinks, a walk-in shower, and a separate soaking tub. Three additional bedrooms provide options for family, guests, a home office, fitness room, hobby space, or whatever fits your lifestyle. Three full bathrooms make busy mornings and overnight guests easier, while the interior laundry room adds everyday convenience. Step outside to the screened rear patio and discover a space that can quickly become one of your favorite parts of the home. Start the morning with coffee, unwind after a long day, or enjoy evening conversation in a sheltered outdoor setting. Between the covered front porch and screened patio, this home gives you inviting spaces to slow down and enjoy the Florida lifestyle. Life in Pine Glen is about more than the home itself. The community offers outstanding amenities for recreation and outdoor living, including pickleball courts, basketball courts, soccer field, playground, dog park, sidewalks, and expansive green spaces. Whether your ideal afternoon means a swim, a friendly game, time at the playground, walking the dog, or simply enjoying the open surroundings, there is something here for nearly every lifestyle. Beyond the neighborhood, St. Cloud and Lake Nona put shopping, dining, recreation, and healthcare within convenient reach. Enjoy St. Cloud Lakefront Park, downtown St. Cloud, Lake Nona dining, Harmony Golf Preserve, and Nona Adventure Park, with Orlando Health St. Cloud Hospital and UCF Lake Nona Hospital nearby. The location offers convenient access to US-192, Florida’s Turnpike, Lake Nona, Orlando International Airport, world-famous attractions, beaches, and Port Canaveral. Whether the day calls for work, dining out, a theme-park adventure, a beach escape, or relaxing at home, you are well positioned for it all. If you have been searching for a newer home that delivers style, flexibility, a beautifully functional kitchen, exceptional community amenities, and spaces to gather and recharge, 2781 Coulter Pine Place deserves your attention. Schedule your private showing and experience how easily this home can fit the life you are ready to live.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,061
Sqft
0.15 ac
Lot size
2023
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs St Cloud actives
$204 vs $211
Days on market
1 vs 65 typical
Where $204/sqft sits among the 399 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $399K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
224 of 399
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2781 COULTER PINE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$444,990
2867 ELIO HAMMOCK DRIVE
4 bd · 3 ba · 2,108 sqft · $211/sqft · 151 DOM
Sold · Feb ’26$439,990
7206 NOTTINGHAM REEL COURT
4 bd · 3 ba · 2,108 sqft · $209/sqft · 213 DOM
Sold · Aug ’26$390,000
3100 CRISPIN CIRCLE
4 bd · 2 ba · 2,000 sqft · $195/sqft · 156 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2781 COULTER PINE PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2781 COULTER PINE PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2781 COULTER PINE PLACE FAQs
What would the monthly payment be for 2781 COULTER PINE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,193/mo — principal and interest, the actual property-tax bill, the $87/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2781 COULTER PINE PLACE?+
The association fee works out to $87 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2781 COULTER PINE PLACE?+
The most recent tax bill on record (2025) was $3,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2781 COULTER PINE PLACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $419,990, this home is listed about 2% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2781 COULTER PINE PLACE?+
Narcoossee Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIVE MVRK LLC · Jared Dunn. MLS #O6448622.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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