585 AMBER LANE, COCOA, FL, 32926
Active2 days on marketListed Oct 11, 2026MLS #O6449069
About this home
585 AMBER LANE
Some homes simply house a life. This one elevates it. Set on a 0.23-acre corner lot with 100 feet of freshwater canal frontage, 585 Amber Lane places Lake Poinsett and the St. Johns River at the end of your own backyard. A public boat ramp waits just across the street, so the decision to spend a day on the lake takes minutes, not planning. Inside this custom 2004 residence, 3,254 square feet unfold with rare intention. A private elevator connects both levels with effortless ease. Upstairs, the main living area centers on a gas fireplace, with split bedrooms that give everyone their own peace, and an expansive Florida room made for slow evenings and easy gatherings. The lower level brings a room with a full bath and sauna that currently produces rental income as a guest suite. It can just as easily become a wellness retreat, game room, or a private space for multigenerational living. Outside, a screened and heated pool with a cascading waterfall turns ordinary weekends into the ones you remember. For those who live with toys, the three-car garage includes an extra-high bay designed for an RV or a larger boat. Cocoa Beach and Port Canaveral are thirty minutes away, and Orlando is an easy drive. Homes with this combination of space, privacy, lake access, and income potential rarely come to market. Your private showing awaits.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,254
Sqft
0.23 ac
Lot size
3
Garage
2004
Year built
Two
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,083 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,083/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs N/A
$204 vs $268
Days on market
2 vs 81 typical
Where $204/sqft sits among the 245 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa. See the full Cocoa guide →
COCOA 32926 — neighborhood snapshot
Population
21,576
Median age
52.2
Median income
$65,092
Median home value
$251,400
Avg household
2.29
Households w/ children
1,383
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa market
$298K → $295K
Cocoa median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
138 of 245
N/A have cut their price
Median sold price, Cocoa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 163% above the COCOA 32926 median. See the full Cocoa market guide →
Paper trail
This home's history
Reality check
What actually sold near 585 AMBER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Dec ’25$573,000
2202 OLD TAVARES ROAD · same community
4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM
Sold · Dec ’25$650,000
1920 NW 12TH ROAD · same community
4 bd · 2.5 ba · 3,509 sqft · $185/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 585 AMBER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 585 AMBER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
585 AMBER LANE FAQs
What would the monthly payment be for 585 AMBER LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,083/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 585 AMBER LANE?+
The most recent tax bill on record (2025) was $1,026. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cocoa?+
At $665,000, this home is listed about 129% above the Cocoa median of $289,990. The market section on this page shows how the area is trending.
Which schools are assigned to 585 AMBER LANE?+
Cocoa High School (high), Saturn Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$665,000 runs 163% above the COCOA 32926 median — but at 3,254 sqft it's also nearly 2 times the size of the typical Cocoa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Cocoa market that averages 81 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SET HOMES REALTY LLC · Dejahne Johnson. MLS #O6449069.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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