CENTURY 21 Edge
$1,4001 bd1 ba730 sqft$2 /sqft≈$170 /mo all-in ↓

12906 SANCTUARY COVE DRIVE UNIT 104, TEMPLE TERRACE, FL, 33637

Active0 days on marketListed Oct 13, 2026MLS #O6449504

✦ Priced 99% below the TEMPLE TERRACE 33637 medianCondominiumTHE PRESERVE AT TEMPLE TERRACE

About this home

12906 SANCTUARY COVE DRIVE UNIT 104

TEMPLE TERRACE: Gated Community! Convenient to USF AVAILABLE NOW! Spacious one bedroom, ground floor condo fronting on the sand volley ball court! Kitchen features a breakfast bar and is open to the living room/dining room combo. Other features include walk-in closet, an inside utility room with washer and dryer, ceiling fans and screened porch with storage closet. Convenient to USF and a quick commute to downtown Tampa, this complex has it all! Community Features: Gated, Clubhouse, Fitness Center, Multiple Pools, Hot Tub, Sand Volleyball, Laundry Facility on site and Business Center. EQUAL HOUSING OPPORTUNITY

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

730

Sqft

0 ac

Lot size

1999

Year built

One

Levels

$2

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsNo
CommunityClubhouse · Fitness Center · Pool

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$170 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$1
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $49Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $49
Interest rate6.00%
Loan term

Estimated payment

$170/mo

Principal & interest$8
FHA mortgage insurance (est.)$1
Est. property taxes$1
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Temple Terrace

Drive times from this address

Downtown Tampa≈ 22 min
Tampa Int’l Airport (TPA)≈ 34 min
Walt Disney World≈ 68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Temple Terrace. See the full Temple Terrace guide →

TEMPLE TERRACE 33637 — neighborhood snapshot

Population

17,785

Median age

34.4

Median income

$60,526

Median home value

$213,800

Avg household

2.3

Households w/ children

1,827

For the school run

Hillsborough County School District

MiddleJennings Middle School★★★★★
ElementaryFolsom Elementary School★★★★★
HighKing High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Temple Terrace market

Seller’s marketLeans seller — 4.1 months of inventoryBuyer’s market

$315K → $450K

Temple Terrace median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →

Paper trail

This home's history

Oct 13, 2026Listed at $1,400 · 0 days on market since
1999Built · THE PRESERVE AT TEMPLE TERRACE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12906 SANCTUARY COVE DRIVE UNIT 104 — start here.

CallText
angela.rodriguez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12906 SANCTUARY COVE DRIVE UNIT 104 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12906 SANCTUARY COVE DRIVE UNIT 104 FAQs

What would the monthly payment be for 12906 SANCTUARY COVE DRIVE UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 12906 SANCTUARY COVE DRIVE UNIT 104?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Temple Terrace?+

At $1,400, this home is listed about 100% below the Temple Terrace median of $339,950. The market section on this page shows how the area is trending.

Which schools are assigned to 12906 SANCTUARY COVE DRIVE UNIT 104?+

Jennings Middle School (middle), Folsom Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CFRP REALTY LLC · Ola Lombardi. MLS #O6449504.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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