12906 SANCTUARY COVE DRIVE UNIT 304, TEMPLE TERRACE, FL, 33637
Active34 days on marketListed Sep 9, 2026MLS #TB8542610
About this home
12906 SANCTUARY COVE DRIVE UNIT 304
Spacious 1 Bed 1 Bath beautiful condo unit with a large screened balcony and a storage room. Welcome home to the gated community of The Preserve at Temple Terrace. Keep cool at the community pool. Enjoy all the luxury amenities that you deserve like gorgeous tastefully decorated clubhouse, modern fitness center, volleyball court, car wash area, BBQ/picnic area, stunning pool and Spa, tranquil pond and lush landscaping. 3rd floor unit means no one living above you! Water, sewer, and trash fee is only $100 a month! Screened and covered back lanai to enjoy the Florida outdoors and a wonderful view. Kitchen appliances include refrigerator, range, microwave and dishwasher. Tons of cabinet and counter space over here! Lot of closets. Cozy new laminate and tile floor is throughout of unit. Master suite features an en suite bath and spacious walk-in closet. Window blinds throughout allow in just the right amount of light. Beautiful high ceilings and ceiling fans will be sending you a cool breeze! Central heat & air for to keep you comfy year round. Laundry room with washer/dryer hocks up is conveniently located of kitchen. Convenient to restaurants and shops galore. Theme parks such as Adventure Island and Busch Gardens just minutes away! I-75 just minutes away! ATTENTION University of South Florida employees and students: just 6 minute car ride or 20 minute bus ride! Convenient to the areas major employers and health care providers such as VA Hospital and Clinic, Moffitt, Advent, USF Health, Shriners Health , Telecom Parkway and Hidden Riven Office Parkand, several other medical and office parks.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
730
Sqft
3 ac
Lot size
1999
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$168 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$168/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Temple Terrace actives
$2 vs $201
Days on market
34 vs 54 typical
Where $2/sqft sits among the 80 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$315K → $450K
Temple Terrace median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
45 of 80
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 12906 SANCTUARY COVE DRIVE UNIT 304
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$115,000
12904 SANCTUARY COVE DRIVE UNIT 301 · same community
1 bd · 1 ba · 730 sqft · $158/sqft · 373 DOM
Sold · Aug ’26$102,000
13235 SANCTUARY COVE DRIVE UNIT 303 · same community
1 bd · 1 ba · 834 sqft · $122/sqft · 141 DOM
Sold · Aug ’26$105,000
13005 SANCTUARY COVE DRIVE UNIT 103 · same community
1 bd · 1 ba · 834 sqft · $126/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12906 SANCTUARY COVE DRIVE UNIT 304 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12906 SANCTUARY COVE DRIVE UNIT 304 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12906 SANCTUARY COVE DRIVE UNIT 304 FAQs
What would the monthly payment be for 12906 SANCTUARY COVE DRIVE UNIT 304?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $168/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12906 SANCTUARY COVE DRIVE UNIT 304?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $1,150, this home is listed about 100% below the Temple Terrace median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12906 SANCTUARY COVE DRIVE UNIT 304?+
Jennings Middle School (middle), Folsom Elementary School (elementary), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FL INVESTMENT REALTY LLC · Alla Panteleeva. MLS #TB8542610.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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