
TBD (Lot 3) NE 115TH LANE ROAD, FORT MC COY, FL, 32134
Active226 days on marketListed Jan 5, 2026MLS #OM715199
About this home
TBD (Lot 3) NE 115TH LANE ROAD
Circle 'S' Ranch Lot 3 offers 22.58 acres in the exclusive southern section of this gated, deed-restricted game preserve community, designed for landowners who value security, privacy, and an authentic outdoor lifestyle. This expansive tract provides versatile terrain for a private residence, custom cabin, hunting camp, or recreational retreat, with excellent natural cover, active wildlife movement, and outstanding long-term potential for habitat development. --- Circle 'S' Ranch is known for its trophy wildlife and professionally managed hunting environment. Landowners enjoy year-round wildlife viewing and seasonal harvest opportunities for Whitetail Deer, Axis Deer, Fallow Deer, Blackbuck Antelope, Osceola Turkey, and other native species. Strategic land management and controlled hunting pressure help maintain quality habitat, healthy wildlife populations, and an exceptional setting for recreation and long-term ownership. --- Owners have access to premium amenities including private shooting ranges, a three-bedroom/two-bathroom guest lodge, a fully stocked 10-acre fishing lake, and an onsite climate-controlled processing facility equipped with a walk-in cooler and ice machine. The ranch is enclosed by an eight-foot electrified perimeter fence, and its gated entrance features individualized owner access codes for additional security and peace of mind. --- Full-package opportunities are available, with build-to-suit options that may include a custom home or cabin, barn, shop, fencing, and other improvements tailored to the buyer's vision and selected homesite. The seller is motivated and welcomes serious offers and package discussions. Available parcels may also be combined to create larger tracts with additional acreage, subject to availability and final agreement. Other available Circle 'S' Ranch properties include Lot 1—13.68 acres, MLS OM727807; Lot 2—10.71 acres, MLS OM727823; Lot 5—16.12 acres, MLS OM715896; and Lot 6—12.89 acres, MLS OM715902. --- Lot 3 borders State of Florida Greenways and is located just two miles from the Ocklawaha River boat ramp, providing convenient access to additional public lands along with fishing, kayaking, boating, and wildlife-viewing opportunities. The property is also approximately 14 miles from Silver Springs, 19 miles from downtown Ocala, and 30 miles from the World Equestrian Center—an ideal balance of seclusion and accessibility. --- An annual maintenance fee of only $100 per parcel supports upkeep of the community gate, perimeter fencing, and shared amenities. No HOA. Whether you envision a private residence, recreational retreat, or long-term land investment, Lot 3 delivers space, privacy, secure infrastructure, and exceptional managed-wildlife opportunities in Marion County. Build-to-suit package availability, scope, plans, pricing, utilities, permits, feasibility, and construction are subject to site evaluation and final agreement. ---
Facts & features
The home at a glance
22.58 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,424 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,424/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 965% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD (Lot 3) NE 115TH LANE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD (Lot 3) NE 115TH LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TBD (Lot 3) NE 115TH LANE ROAD FAQs
What would the monthly payment be for TBD (Lot 3) NE 115TH LANE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,424/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD (Lot 3) NE 115TH LANE ROAD?+
The most recent tax bill on record (2025) was $76. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD (Lot 3) NE 115TH LANE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Mc Coy?+
At $564,500, this home is listed about 223% above the Fort Mc Coy median of $175,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD (Lot 3) NE 115TH LANE ROAD?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEST & HIVE REAL ESTATE · Sara Baker. MLS #OM715199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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